Credit Union of America
Wichita, KS · Charter 60062 · Peer group: credit unions $1B-$10B in assets (n=435)
NCUA · 16 branches
Q2 2026
$1.9BAssets
$1.5BLoans
$1.5BShares
$234.8MNet Worth
Executive Summary
- Strongest standing: return on assets outperforms 82% of credit unions $1B-$10B in assets (rank 79 of 435).
- Widest gap: nonperforming loans / loans trails 46% of credit unions $1B-$10B in assets (rank 200 of 435).
- Overall: at or above the peer median on 7 of 7 directional measures.
Return on Assets
1.22%
Rank 79 of 435
Net Interest Margin
3.48%
Rank 185 of 435
Efficiency Ratio
66.59%
Rank 132 of 435
Equity / Assets
12.69%
Rank 106 of 435
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | Peer Position |
|---|
| Earnings |
| Return on Assets | 1.22% | 0.55% | 0.81% | 1.14% | Beats 82% | 79 / 435 | |
| Return on Equity | 9.65% | 5.12% | 7.41% | 9.70% | Beats 75% | 110 / 435 | |
| Net Interest Margin | 3.48% | 3.01% | 3.39% | 3.75% | Beats 57% | 185 / 435 | |
| Efficiency Ratio | 66.59% | 65.25% | 71.39% | 77.86% | Beats 70% | 132 / 435 | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.64% | 0.45% | 0.69% | 1.05% | Beats 54% | 200 / 435 | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 12.69% | 9.81% | 10.84% | 12.63% | Beats 76% | 106 / 435 | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 12.69% | 9.81% | 10.84% | 12.63% | Beats 76% | 106 / 435 | |
| Liquidity & Funding |
| Loans / Deposits | 100.05% | 78.33% | 88.38% | 95.61% | 85th pctl | 65 / 435 | |
| Loans / Assets | 82.46% | 67.69% | 74.58% | 80.80% | 84th pctl | 68 / 435 | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |