Consumer
Greeneville, TN · Charter 60056 · Peer group: credit unions under $1B in assets (n=1,681-1,683)
NCUA · 8 branches
Q2 2026
$660.5MAssets
$500.7MLoans
$549.8MShares
$70.7MNet Worth
Executive Summary
- Strongest standing: return on equity outperforms 87% of credit unions under $1B in assets (rank 223 of 1681).
- Widest gap: net interest margin trails 96% of credit unions under $1B in assets (rank 1621 of 1683).
- Overall: at or above the peer median on 4 of 7 directional measures.
Return on Assets
1.15%
Rank 451 of 1,683
Net Interest Margin
2.45%
Rank 1,621 of 1,683
Efficiency Ratio
62.25%
Rank 227 of 1,682
Equity / Assets
10.71%
Rank 1,217 of 1,683
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|
| Earnings |
| Return on Assets | 1.15% | 0.35% | 0.74% | 1.18% | Beats 73% | 451 / 1,683 | | |
| Return on Equity | 10.74% | 2.67% | 5.89% | 8.74% | Beats 87% | 223 / 1,681 | | |
| Net Interest Margin | 2.45% | 3.31% | 3.82% | 4.32% | Beats 4% | 1,621 / 1,683 | | |
| Efficiency Ratio | 62.25% | 68.91% | 78.20% | 86.93% | Beats 87% | 227 / 1,682 | | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.10% | 0.26% | 0.65% | 1.29% | Beats 86% | 231 / 1,682 | | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 10.71% | 10.44% | 12.89% | 16.53% | Beats 28% | 1,217 / 1,683 | | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 10.71% | 10.44% | 12.89% | 16.53% | Beats 28% | 1,217 / 1,683 | | |
| Liquidity & Funding |
| Loans / Deposits | 91.07% | 52.61% | 69.38% | 83.50% | 88th pctl | 199 / 1,683 | | |
| Loans / Assets | 75.80% | 44.71% | 59.18% | 70.72% | 85th pctl | 258 / 1,683 | | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |