Peoples Choice
Coffeyville, KS · Charter 60039 · Peer group: credit unions under $1B in assets (n=1,681-1,683)
NCUA · 1 branch
Q2 2026
$6.7MAssets
$2.8MLoans
$4.9MShares
$1.8MNet Worth
Executive Summary
- Strongest standing: tier 1 capital ratio outperforms 95% of credit unions under $1B in assets (rank 82 of 1683).
- Widest gap: efficiency ratio trails 86% of credit unions under $1B in assets (rank 1446 of 1682).
- Overall: at or above the peer median on 3 of 7 directional measures.
Return on Assets
0.56%
Rank 1,054 of 1,683
Net Interest Margin
4.54%
Rank 306 of 1,683
Efficiency Ratio
92.51%
Rank 1,446 of 1,682
Equity / Assets
26.32%
Rank 82 of 1,683
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|
| Earnings |
| Return on Assets | 0.56% | 0.35% | 0.74% | 1.18% | Beats 37% | 1,054 / 1,683 | | |
| Return on Equity | 2.14% | 2.67% | 5.89% | 8.74% | Beats 21% | 1,330 / 1,681 | | |
| Net Interest Margin | 4.54% | 3.31% | 3.82% | 4.32% | Beats 82% | 306 / 1,683 | | |
| Efficiency Ratio | 92.51% | 68.91% | 78.20% | 86.93% | Beats 14% | 1,446 / 1,682 | | |
| Asset Quality |
| Nonperforming Loans / Loans | 1.59% | 0.26% | 0.65% | 1.29% | Beats 19% | 1,364 / 1,682 | | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 26.32% | 10.44% | 12.89% | 16.53% | Beats 95% | 82 / 1,683 | | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 26.32% | 10.44% | 12.89% | 16.53% | Beats 95% | 82 / 1,683 | | |
| Liquidity & Funding |
| Loans / Deposits | 55.85% | 52.61% | 69.38% | 83.50% | 29th pctl | 1,194 / 1,683 | | |
| Loans / Assets | 40.98% | 44.71% | 59.18% | 70.72% | 20th pctl | 1,338 / 1,683 | | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |