Coffeyville, KS · Charter 60039
NCUA · 1 branch
Q2 2026
Board Package
Performance Trends and Peer Comparison
Quarter: Q2 2026, the quarter ended June 30, 2026, on both parts.
Income statement: year to date as filed, annualized, on both parts.
Balance sheet: as filed at quarter end.
Credit unions under $1B in assets (n=1,681 to 1,683). Each measure ranks only the institutions that reported it, so n varies by measure.
Peer groups below the disclosure floor are suppressed.
Capital
95
Asset Quality
19
Profitability
47
Liquidity
56
Efficiency
14
Growth
No peer data yet
Capital, Asset Quality, Profitability, Efficiency: higher is always a stronger peer standing (▲ better, ▼ worse). Liquidity, Growth: the score reflects closeness to the peer median -- 100 is sitting exactly at the median, falling the same way whether the bank runs above or below it.
Coffeyville, KS · Charter 60039
NCUA · 1 branch
Q2 2026
Return on Assets (YTD, annualized)
Net Interest Margin (YTD, annualized)
Efficiency Ratio (YTD, annualized)
Net Worth / Assets
Year to date, annualized, through each quarter.
| Metric | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|---|---|---|
| Earnings | ||||||||||
| Return on Assets | 0.06% | 0.02% | 0.41% | -0.08% | -0.01% | -0.34% | -0.71% | 0.58% | +66 bps | |
| Return on Equity | 0.26% | 0.08% | 1.57% | -0.30% | -0.04% | -1.28% | -2.69% | 2.20% | +249 bps | |
| Net Interest Margin | 3.99% | 4.04% | 4.05% | 4.05% | 4.14% | 4.17% | 4.41% | 4.56% | +50 bps | |
| Efficiency Ratio | 84.51% | 87.73% | 87.62% | 89.46% | 94.21% | 97.49% | 95.98% | 92.17% | +271 bps | |
| Growth | ||||||||||
| Asset Growth (YoY) | -6.71% | -7.67% | -8.13% | -9.43% | -7.02% | -6.89% | -4.66% | -1.42% | +801 bps | |
| Loan Growth (YoY) | 6.19% | 5.99% | 13.74% | -0.80% | 1.91% | -5.26% | -7.38% | -5.34% | -453 bps | |
| Share Growth (YoY) | -8.76% | -10.00% | -10.73% | -12.59% | -9.36% | -8.74% | -5.49% | -1.57% | +1,102 bps | |
| Asset Quality | ||||||||||
| Delinquent Loans / Loans | 3.13% | 1.84% | 1.73% | 0.26% | 0.66% | 1.03% | 0.28% | 1.59% | +133 bps | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | 1.35% | 1.46% | 1.58% | 1.19% | 0.98% | 1.53% | 1.62% | 0.91% | -27 bps | |
| Capital | ||||||||||
| Risk-Based Capital | 24.94% | 25.17% | 25.92% | 26.21% | 26.79% | 26.69% | 26.56% | 26.32% | +11 bps | |
| Net Worth / Assets | 24.94% | 25.17% | 25.92% | 26.21% | 26.79% | 26.69% | 26.56% | 26.32% | +11 bps | |
| Liquidity & Funding | ||||||||||
| Loans / Shares | 55.00% | 57.24% | 59.33% | 58.08% | 61.84% | 59.42% | 58.15% | 55.86% | -222 bps | |
| Liquid Assets / Assets | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
Coffeyville, KS · Charter 60039 · Peer group: credit unions under $1B in assets (n=1,681-1,683)
NCUA · 1 branch
Q2 2026
Return on Assets
0.56%
Rank 1,054 of 1,683
Net Interest Margin
4.54%
Rank 306 of 1,683
Efficiency Ratio
92.51%
Rank 1,446 of 1,682
Equity / Assets
26.32%
Rank 82 of 1,683
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|---|---|---|---|---|---|---|---|
| Earnings | ||||||||
| Return on Assets | 0.56% | 0.35% | 0.74% | 1.18% | Beats 37% | 1,054 / 1,683 | ||
| Return on Equity | 2.14% | 2.67% | 5.89% | 8.74% | Beats 21% | 1,330 / 1,681 | ||
| Net Interest Margin | 4.54% | 3.31% | 3.82% | 4.32% | Beats 82% | 306 / 1,683 | ||
| Efficiency Ratio | 92.51% | 68.91% | 78.20% | 86.93% | Beats 14% | 1,446 / 1,682 | ||
| Asset Quality | ||||||||
| Nonperforming Loans / Loans | 1.59% | 0.26% | 0.65% | 1.29% | Beats 19% | 1,364 / 1,682 | ||
| Net Charge-Offs / Loans | n/a | Not reported for this institution | ||||||
| Capital | ||||||||
| Tier 1 Capital Ratio | 26.32% | 10.44% | 12.89% | 16.53% | Beats 95% | 82 / 1,683 | ||
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution | ||||||
| Equity / Assets | 26.32% | 10.44% | 12.89% | 16.53% | Beats 95% | 82 / 1,683 | ||
| Liquidity & Funding | ||||||||
| Loans / Deposits | 55.85% | 52.61% | 69.38% | 83.50% | 29th pctl | 1,194 / 1,683 | ||
| Loans / Assets | 40.98% | 44.71% | 59.18% | 70.72% | 20th pctl | 1,338 / 1,683 | ||
| Brokered Deposits / Deposits | n/a | Not reported for this institution | ||||||