Metco
Cedar Rapids, IA · Charter 60013 · Peer group: credit unions under $1B in assets (n=1,681-1,683)
NCUA · 1 branch
Q2 2026
$58.7MAssets
$33.5MLoans
$47.3MShares
$11.0MNet Worth
Executive Summary
- Strongest standing: return on assets outperforms 99% of credit unions under $1B in assets (rank 18 of 1683).
- Widest gap: nonperforming loans / loans trails 52% of credit unions under $1B in assets (rank 875 of 1682).
- Overall: at or above the peer median on 6 of 7 directional measures.
Return on Assets
2.65%
Rank 18 of 1,683
Net Interest Margin
4.42%
Rank 370 of 1,683
Efficiency Ratio
50.70%
Rank 66 of 1,682
Equity / Assets
18.81%
Rank 282 of 1,683
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|
| Earnings |
| Return on Assets | 2.65% | 0.35% | 0.74% | 1.18% | Beats 99% | 18 / 1,683 | | |
| Return on Equity | 14.09% | 2.67% | 5.89% | 8.74% | Beats 96% | 68 / 1,681 | | |
| Net Interest Margin | 4.42% | 3.31% | 3.82% | 4.32% | Beats 78% | 370 / 1,683 | | |
| Efficiency Ratio | 50.70% | 68.91% | 78.20% | 86.93% | Beats 96% | 66 / 1,682 | | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.70% | 0.26% | 0.65% | 1.29% | Beats 48% | 875 / 1,682 | | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 18.81% | 10.44% | 12.89% | 16.53% | Beats 83% | 282 / 1,683 | | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 18.81% | 10.44% | 12.89% | 16.53% | Beats 83% | 282 / 1,683 | | |
| Liquidity & Funding |
| Loans / Deposits | 70.85% | 52.61% | 69.38% | 83.50% | 53rd pctl | 795 / 1,683 | | |
| Loans / Assets | 57.12% | 44.71% | 59.18% | 70.72% | 46th pctl | 912 / 1,683 | | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |