Metropolitan Church Suffolk, VA · Charter 5970 · Peer group: credit unions under $1B in assets in the Virginia Beach-Chesapeake-Norfolk, VA-NC area (n=15)
NCUA · 1 branch
Q2 2026
$12.7M Assets
$4.8M Loans
$9.3M Shares
$3.4M Net Worth
Executive Summary Strongest standing: tier 1 capital ratio outperforms 93% of credit unions under $1B in assets in the Virginia Beach-Chesapeake-Norfolk, VA-NC area (rank 1 of 15). Widest gap: return on equity trails 93% of credit unions under $1B in assets in the Virginia Beach-Chesapeake-Norfolk, VA-NC area (rank 14 of 15). Overall: at or above the peer median on 3 of 7 directional measures. Return on Assets
-0.50%
Rank 14 of 15
Net Interest Margin
5.01%
Rank 2 of 15
Efficiency Ratio
97.37%
Rank 14 of 15
Equity / Assets
26.95%
Rank 1 of 15
Metric Your Credit Union Peer 25th Peer Median Peer 75th Standing Rank 8-Qtr Trend Peer Position Earnings Return on Assets -0.50% 0.25% 0.55% 1.21% Beats 7% 14 / 15 Return on Equity -1.86% 1.15% 4.72% 7.96% Beats 7% 14 / 15 Net Interest Margin 5.01% 3.58% 4.16% 4.82% Beats 87% 2 / 15 Efficiency Ratio 97.37% 63.64% 83.86% 92.62% Beats 13% 14 / 15 Asset Quality Nonperforming Loans / Loans 8.12% 0.43% 0.61% 1.64% Beats 13% 14 / 15 Net Charge-Offs / Loans n/a Not reported for this institution Capital Tier 1 Capital Ratio 26.95% 10.27% 13.30% 16.02% Beats 93% 1 / 15 Total Risk-Based Capital Ratio n/a Not reported for this institution Equity / Assets 26.95% 10.27% 13.30% 16.02% Beats 93% 1 / 15 Liquidity & Funding Loans / Deposits 51.77% 41.09% 53.09% 77.25% 40th pctl 9 / 15 Loans / Assets 37.60% 35.73% 46.13% 63.30% 27th pctl 11 / 15 Brokered Deposits / Deposits n/a Not reported for this institution
Source: NCUA 5300 Call Report, as filed. Dollar figures derived from reported amounts in thousands. Ratios computed by CallReports.ai using published regulatory formulas. Peer statistics computed across credit unions under $1B in assets in the Virginia Beach-Chesapeake-Norfolk, VA-NC area; percentile is the share of peers with a lower reported value. Each ratio is ranked only among the institutions that reported it, so the denominator in the Rank column varies by measure. Income-statement figures on this page are year-to-date as filed, annualized, because the peer percentiles are computed on that basis. Performance Trends defaults to the discrete quarter, so the same measure can read differently there in any quarter but the first, where year-to-date and the quarter cover the same period. Peer comparisons use ratios standardized identically across all institutions and can differ from as-filed figures. Subchapter S banks are restated to an after-tax equivalent at 21.50%, the median effective tax rate of the 2,758 C-corporation banks filing for this quarter. The rate is recomputed each quarter, and C-corporation figures are unchanged. Peer groups below the disclosure floor are suppressed.
CallReports · callreports.ai · Peer Comparison Generated 2026-10-11