Alvarez & Marsal Trust Company, National Association
Wilmington, DE · Cert 59395 · Peer group: banks under $1B in assets (n=629)
Q2 2026
$10.0MAssets
$0KLoans
$0KDeposits
$9.6MEquity
Executive Summary
- Strongest standing: equity / assets outperforms 99% of banks under $1B in assets (rank 7 of 629).
- Widest gap: efficiency ratio trails 99% of banks under $1B in assets (rank 626 of 629).
- Overall: at or above the peer median on 3 of 7 directional measures.
Return on Assets
-10.79%
Rank 625 of 629
Net Interest Margin
0.81%
Rank 620 of 629
Efficiency Ratio
795%
Rank 626 of 629
Equity / Assets
96.11%
Rank 7 of 629
Non-interest income vs. expense
Unfavorable gap of $1.2M · efficiency ratio beats 1% of banks under $1B in assets | Metric | Your Bank | Peer 25th | Peer Median | Peer 75th | Standing | Rank | Peer Position |
|---|
| Earnings |
| Return on Assets | -10.79% | 0.60% | 1.01% | 1.45% | Beats 1% | 625 / 629 | |
| Return on Equity | -11.22% | 5.38% | 9.30% | 13.28% | Beats 3% | 610 / 629 | |
| Net Interest Margin | 0.81% | 3.03% | 3.54% | 4.05% | Beats 1% | 620 / 629 | |
| Efficiency Ratio | 795% | 58.35% | 67.79% | 79.08% | Beats 1% | 626 / 629 | |
| Asset Quality |
| Nonperforming Loans / Loans | n/a | Not reported for this institution |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 95.51% | 11.24% | 13.84% | 18.77% | Beats 95% | 32 / 629 | |
| Total Risk-Based Capital Ratio | 95.51% | 11.58% | 14.43% | 19.66% | Beats 95% | 32 / 629 | |
| Equity / Assets | 96.11% | 9.09% | 10.65% | 13.80% | Beats 99% | 7 / 629 | |
| Liquidity & Funding |
| Loans / Deposits | n/a | Not reported for this institution |
| Loans / Assets | 0.00% | 53.31% | 67.71% | 78.15% | 0th pctl | 582 / 629 | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |