Columbus, OH · Cert 59378
National charter · OCC · 1 branch
Q2 2026
Board Package
Performance Trends and Peer Comparison
Quarter: Q2 2026, the quarter ended June 30, 2026, on both parts.
Income statement: year to date as filed, annualized, on both parts.
Balance sheet: as filed at quarter end.
Banks $1B-$10B in assets (n=322 to 328). Each measure ranks only the institutions that reported it, so n varies by measure.
Peer groups below the disclosure floor are suppressed.
Capital
91
Asset Quality
100
Profitability
1
Liquidity
0
Efficiency
1
Growth
No peer data yet
Capital, Asset Quality, Profitability, Efficiency: higher is always a stronger peer standing (▲ better, ▼ worse). Liquidity, Growth: the score reflects closeness to the peer median -- 100 is sitting exactly at the median, falling the same way whether the bank runs above or below it.
Columbus, OH · Cert 59378
National charter · OCC · 1 branch
Q2 2026
Market Position · Columbus, OH · 2026 SOD (annual) · 3.3% share · #6 of 53 inst. · $4.1B of $124.6B
Return on Assets (YTD, annualized)
Net Interest Margin (YTD, annualized)
Efficiency Ratio (YTD, annualized)
Tier 1 Leverage Ratio
Year to date, annualized, through each quarter.
| Metric | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|
| Earnings | ||||
| Return on Assets | -1.41% | -0.70% | n/a | |
| Return on Equity | -4.00% | -5.46% | n/a | |
| Net Interest Margin | 3.21% | 1.29% | n/a | |
| Efficiency Ratio | 232% | 212% | n/a | |
| Non-Interest Burden | 8.83% | 3.33% | n/a | |
| Growth | ||||
| Asset Growth (YoY) | n/a | n/a | n/a | n/a |
| Loan Growth (YoY) | n/a | n/a | n/a | n/a |
| Deposit Growth (YoY) | n/a | n/a | n/a | n/a |
| Asset Quality | ||||
| Nonperforming Loans / Loans | n/a | 0.00% | n/a | n/a |
| Net Charge-Offs / Loans | n/a | 0.00% | n/a | n/a |
| Allowance / Loans | n/a | 0.84% | n/a | n/a |
| Allowance Coverage of NPLs | n/a | n/a | n/a | n/a |
| Capital | ||||
| Tier 1 Leverage Ratio | 142.22% | 38.81% | n/a | |
| Total Risk-Based Capital | 142.22% | 38.81% | n/a | |
| Equity / Assets | 35.26% | 12.81% | n/a | |
| Liquidity & Funding | ||||
| Loans / Deposits | 0.00% | 1.92% | n/a | |
| Liquid Assets / Assets | 78.10% | 74.19% | n/a | |
| CRE / Total Capital | 0.00% | n/a | n/a | n/a |
Columbus, OH · Cert 59378 · Peer group: banks $1B-$10B in assets (n=322-328)
National charter · OCC · 1 branch
Q2 2026
Return on Assets
-0.70%
Rank 325 of 328
Net Interest Margin
1.29%
Rank 327 of 328
Efficiency Ratio
212%
Rank 327 of 328
Equity / Assets
12.81%
Rank 59 of 328
| Metric | Your Bank | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|---|---|---|---|---|---|---|---|
| Earnings | ||||||||
| Return on Assets | -0.70% | 0.91% | 1.22% | 1.52% | Beats 1% | 325 / 328 | ||
| Return on Equity | -5.46% | 8.43% | 11.45% | 14.43% | Beats 1% | 325 / 328 | ||
| Net Interest Margin | 1.29% | 3.03% | 3.45% | 3.83% | Beats 0% | 327 / 328 | ||
| Efficiency Ratio | 212% | 51.61% | 59.56% | 67.53% | Beats 1% | 327 / 328 | ||
| Asset Quality | ||||||||
| Nonperforming Loans / Loans | 0.00% | 0.24% | 0.51% | 1.03% | Beats 100% | 8 / 322 | n/a | |
| Net Charge-Offs / Loans | 0.00% | 0.01% | 0.03% | 0.10% | Beats 100% | 18 / 322 | n/a | |
| Capital | ||||||||
| Tier 1 Capital Ratio | 38.81% | 11.75% | 13.15% | 15.47% | Beats 96% | 12 / 328 | ||
| Total Risk-Based Capital Ratio | 38.81% | 12.63% | 14.15% | 16.46% | Beats 96% | 12 / 328 | ||
| Equity / Assets | 12.81% | 9.15% | 10.33% | 12.01% | Beats 82% | 59 / 328 | ||
| Liquidity & Funding | ||||||||
| Loans / Deposits | 1.92% | 76.63% | 87.92% | 95.36% | 0th pctl | 322 / 323 | ||
| Loans / Assets | 1.67% | 65.18% | 74.15% | 79.98% | 2nd pctl | 322 / 328 | ||
| Brokered Deposits / Deposits | n/a | Not reported for this institution | ||||||