Las Vegas, NV · Cert 59346
FDIC
Q2 2026
Return on Assets (quarter, annualized)
Net Interest Margin (quarter, annualized)
Efficiency Ratio (quarter, annualized)
Tier 1 Leverage Ratio
Discrete quarter, annualized.
| Metric | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|---|---|---|
| Earnings | ||||||||||
| Return on Assets | -27.28% | -22.75% | -23.48% | -19.69% | -44.45% | -1.30% | -34.45% | -25.16% | -547 bps | |
| Return on Equity | -35.36% | -30.01% | -31.17% | -26.59% | -63.52% | -1.95% | -50.45% | -36.54% | -996 bps | |
| Net Interest Margin | 2.58% | 2.43% | 2.18% | 2.08% | 2.06% | 1.86% | 1.71% | 1.18% | -89 bps | |
| Efficiency Ratio | 684% | 580% | 296% | 190.99% | 258% | 97.95% | 198.90% | 164.44% | -2,654 bps | |
| Non-Interest Burden | 38.78% | 33.56% | 33.18% | 28.59% | 60.92% | 1.02% | 45.72% | 35.44% | +685 bps | |
| Growth | ||||||||||
| Asset Growth (YoY) | -21.38% | -20.88% | -21.96% | -21.33% | -21.93% | -16.81% | -25.03% | -26.21% | -488 bps | |
| Loan Growth (YoY) | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Deposit Growth (YoY) | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Asset Quality | ||||||||||
| Nonperforming Loans / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance Coverage of NPLs | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Capital | ||||||||||
| Tier 1 Leverage Ratio | 73.36% | 74.07% | 71.54% | 71.62% | 63.29% | 66.56% | 61.72% | 64.93% | -669 bps | |
| Total Risk-Based Capital | 73.36% | 74.07% | 71.54% | 71.62% | 63.29% | 66.56% | 61.72% | 64.93% | -669 bps | |
| Equity / Assets | 75.78% | 75.86% | 74.82% | 73.28% | 66.47% | 66.99% | 69.85% | 67.80% | -548 bps | |
| Liquidity & Funding | ||||||||||
| Loans / Deposits | n/a | n/a | n/a | n/a | n/a | 0.00% | n/a | n/a | n/a | n/a |
| Liquid Assets / Assets | 52.01% | 51.38% | 48.03% | 47.37% | 44.87% | 45.68% | 18.94% | 38.97% | -840 bps | |
| CRE / Total Capital | n/a | n/a | n/a | n/a | 0.00% | 0.00% | 0.00% | n/a | n/a | |