Las Vegas, NV · Cert 59346
FDIC
Q2 2026
Board Package
Performance Trends and Peer Comparison
Quarter: Q2 2026, the quarter ended June 30, 2026, on both parts.
Income statement: year to date as filed, annualized, on both parts.
Balance sheet: as filed at quarter end.
Banks under $1B in assets (n=629). Each measure ranks only the institutions that reported it, so n varies by measure.
Peer groups below the disclosure floor are suppressed.
Capital
93
Asset Quality
No peer data yet
Profitability
1
Liquidity
No peer data yet
Efficiency
2
Growth
No peer data yet
Capital, Asset Quality, Profitability, Efficiency: higher is always a stronger peer standing (▲ better, ▼ worse). Liquidity, Growth: the score reflects closeness to the peer median -- 100 is sitting exactly at the median, falling the same way whether the bank runs above or below it.
Las Vegas, NV · Cert 59346
FDIC
Q2 2026
Return on Assets (YTD, annualized)
Net Interest Margin (YTD, annualized)
Efficiency Ratio (YTD, annualized)
Tier 1 Leverage Ratio
Year to date, annualized, through each quarter.
| Metric | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|---|---|---|
| Earnings | ||||||||||
| Return on Assets | -20.97% | -21.40% | -23.48% | -21.60% | -28.82% | -22.33% | -34.45% | -29.79% | -818 bps | |
| Return on Equity | -26.84% | -27.53% | -31.17% | -28.92% | -39.57% | -31.13% | -50.45% | -43.71% | -1,479 bps | |
| Net Interest Margin | 2.60% | 2.73% | 2.18% | 2.20% | 2.21% | 2.21% | 1.71% | 1.58% | -63 bps | |
| Efficiency Ratio | 660% | 638% | 296% | 230% | 242% | 197.16% | 198.90% | 181.37% | -4,826 bps | |
| Non-Interest Burden | 32.13% | 34.62% | 33.18% | 32.04% | 42.44% | 33.89% | 45.72% | 44.07% | +1,203 bps | |
| Growth | ||||||||||
| Asset Growth (YoY) | -21.38% | -20.88% | -21.96% | -21.33% | -21.93% | -16.81% | -25.03% | -26.21% | -488 bps | |
| Loan Growth (YoY) | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Deposit Growth (YoY) | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Asset Quality | ||||||||||
| Nonperforming Loans / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance Coverage of NPLs | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Capital | ||||||||||
| Tier 1 Leverage Ratio | 73.36% | 74.07% | 71.54% | 71.62% | 63.29% | 66.56% | 61.72% | 64.93% | -669 bps | |
| Total Risk-Based Capital | 73.36% | 74.07% | 71.54% | 71.62% | 63.29% | 66.56% | 61.72% | 64.93% | -669 bps | |
| Equity / Assets | 75.78% | 75.86% | 74.82% | 73.28% | 66.47% | 66.99% | 69.85% | 67.80% | -548 bps | |
| Liquidity & Funding | ||||||||||
| Loans / Deposits | n/a | n/a | n/a | n/a | n/a | 0.00% | n/a | n/a | n/a | n/a |
| Liquid Assets / Assets | 52.01% | 51.38% | 48.03% | 47.37% | 44.87% | 45.68% | 18.94% | 38.97% | -840 bps | |
| CRE / Total Capital | n/a | n/a | n/a | n/a | 0.00% | 0.00% | 0.00% | n/a | n/a | |
Las Vegas, NV · Cert 59346 · Peer group: banks under $1B in assets (n=629)
FDIC
Q2 2026
Return on Assets
-32.98%
Rank 629 of 629
Net Interest Margin
1.57%
Rank 615 of 629
Efficiency Ratio
181.37%
Rank 616 of 629
Equity / Assets
67.80%
Rank 40 of 629
| Metric | Your Bank | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|---|---|---|---|---|---|---|---|
| Earnings | ||||||||
| Return on Assets | -32.98% | 0.60% | 1.01% | 1.45% | Beats 0% | 629 / 629 | ||
| Return on Equity | -48.65% | 5.38% | 9.30% | 13.28% | Beats 0% | 627 / 629 | ||
| Net Interest Margin | 1.57% | 3.03% | 3.54% | 4.05% | Beats 2% | 615 / 629 | ||
| Efficiency Ratio | 181.37% | 58.35% | 67.79% | 79.08% | Beats 2% | 616 / 629 | ||
| Asset Quality | ||||||||
| Nonperforming Loans / Loans | n/a | Not reported for this institution | ||||||
| Net Charge-Offs / Loans | n/a | Not reported for this institution | ||||||
| Capital | ||||||||
| Tier 1 Capital Ratio | 64.93% | 11.24% | 13.84% | 18.77% | Beats 92% | 48 / 629 | ||
| Total Risk-Based Capital Ratio | 64.93% | 11.58% | 14.43% | 19.66% | Beats 92% | 48 / 629 | ||
| Equity / Assets | 67.80% | 9.09% | 10.65% | 13.80% | Beats 94% | 40 / 629 | ||
| Liquidity & Funding | ||||||||
| Loans / Deposits | n/a | Not reported for this institution | ||||||
| Loans / Assets | 0.00% | 53.31% | 67.71% | 78.15% | 0th pctl | 582 / 629 | ||
| Brokered Deposits / Deposits | n/a | Not reported for this institution | ||||||