Dayforce National Trust Bank
Bloomington, MN · Cert 59337 · Peer group: banks under $1B in assets in MN (n=113)
FDIC
Q2 2026
$33.9MAssets
$0KLoans
$0KDeposits
$31.4MEquity
Executive Summary
- Strongest standing: return on assets outperforms 99% of banks under $1B in assets in MN (rank 1 of 113).
- Widest gap: net interest margin trails 94% of banks under $1B in assets in MN (rank 106 of 113).
- Overall: at or above the peer median on 5 of 7 directional measures.
Return on Assets
12.56%
Rank 1 of 113
Net Interest Margin
2.69%
Rank 106 of 113
Efficiency Ratio
72.00%
Rank 93 of 113
Equity / Assets
92.67%
Rank 2 of 113
Non-interest income vs. expense
Favorable gap of $4.9M · efficiency ratio beats 19% of banks under $1B in assets in MN | Metric | Your Bank | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|
| Earnings |
| Return on Assets | 12.56% | 0.87% | 1.20% | 1.41% | Beats 99% | 1 / 113 | | |
| Return on Equity | 13.55% | 8.92% | 11.27% | 13.99% | Beats 71% | 33 / 113 | | |
| Net Interest Margin | 2.69% | 3.42% | 3.88% | 4.31% | Beats 6% | 106 / 113 | | |
| Efficiency Ratio | 72.00% | 54.13% | 61.48% | 69.86% | Beats 19% | 93 / 113 | | |
| Asset Quality |
| Nonperforming Loans / Loans | n/a | Not reported for this institution |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 104.15% | 11.53% | 13.31% | 18.13% | Beats 98% | 2 / 113 | | |
| Total Risk-Based Capital Ratio | 104.15% | 12.12% | 14.43% | 19.39% | Beats 98% | 2 / 113 | | |
| Equity / Assets | 92.67% | 8.52% | 10.10% | 11.94% | Beats 98% | 2 / 113 | | |
| Liquidity & Funding |
| Loans / Deposits | n/a | Not reported for this institution |
| Loans / Assets | 0.00% | 55.01% | 66.35% | 75.50% | 0th pctl | 112 / 113 | | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |