Fortuna Bank
Grandview Heights, OH · Cert 59330 · Peer group: banks under $1B in assets in OH (n=68-71)
State charter, non-member · FDIC · 1 branch
Q2 2026
$57.3MAssets
$27.8MLoans
$38.0MDeposits
$17.9MEquity
Executive Summary
- Strongest standing: nonperforming loans / loans outperforms 100% of banks under $1B in assets in OH (rank 9 of 68).
- Widest gap: return on equity trails 100% of banks under $1B in assets in OH (rank 71 of 71).
- Overall: at or above the peer median on 5 of 9 directional measures.
Return on Assets
-3.39%
Rank 71 of 71
Net Interest Margin
2.93%
Rank 54 of 71
Efficiency Ratio
225%
Rank 71 of 71
Equity / Assets
31.20%
Rank 5 of 71
Non-interest income vs. expense
Unfavorable gap of $3.6M · efficiency ratio beats 1% of banks under $1B in assets in OH | Metric | Your Bank | Peer 25th | Peer Median | Peer 75th | Standing | Rank | Peer Position |
|---|
| Earnings |
| Return on Assets | -3.39% | 0.62% | 1.02% | 1.39% | Beats 0% | 71 / 71 | |
| Return on Equity | -10.88% | 5.62% | 10.07% | 13.60% | Beats 0% | 71 / 71 | |
| Net Interest Margin | 2.93% | 2.93% | 3.56% | 4.07% | Beats 24% | 54 / 71 | |
| Efficiency Ratio | 225% | 55.94% | 70.77% | 78.80% | Beats 1% | 71 / 71 | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.00% | 0.08% | 0.27% | 0.97% | Beats 100% | 9 / 68 | |
| Net Charge-Offs / Loans | 0.00% | n/a | 0.00% | 0.05% | Beats 100% | 26 / 68 | |
| Capital |
| Tier 1 Capital Ratio | 34.14% | 11.18% | 13.77% | 20.34% | Beats 93% | 5 / 71 | |
| Total Risk-Based Capital Ratio | 34.14% | 12.08% | 14.34% | 21.24% | Beats 92% | 6 / 71 | |
| Equity / Assets | 31.20% | 8.41% | 10.74% | 13.32% | Beats 93% | 5 / 71 | |
| Liquidity & Funding |
| Loans / Deposits | 73.13% | 64.48% | 76.81% | 87.49% | 40th pctl | 41 / 68 | |
| Loans / Assets | 48.52% | 55.33% | 65.58% | 72.51% | 15th pctl | 60 / 71 | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |