Hightower Trust Company, National Association, The
Houston, TX · Cert 59321 · Peer group: banks under $1B in assets in TX (n=211)
FDIC
Q2 2026
$16.9MAssets
$0KLoans
$0KDeposits
$14.8MEquity
Executive Summary
- Strongest standing: equity / assets outperforms 99% of banks under $1B in assets in TX (rank 2 of 211).
- Widest gap: return on equity trails 99% of banks under $1B in assets in TX (rank 208 of 211).
- Overall: at or above the peer median on 3 of 7 directional measures.
Return on Assets
-5.77%
Rank 209 of 211
Net Interest Margin
2.37%
Rank 203 of 211
Efficiency Ratio
120.11%
Rank 207 of 211
Equity / Assets
87.65%
Rank 2 of 211
Non-interest income vs. expense
Unfavorable gap of $1.6M · efficiency ratio beats 2% of banks under $1B in assets in TX | Metric | Your Bank | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|
| Earnings |
| Return on Assets | -5.77% | 0.87% | 1.20% | 1.65% | Beats 1% | 209 / 211 | | |
| Return on Equity | -6.58% | 7.52% | 11.67% | 14.58% | Beats 1% | 208 / 211 | | |
| Net Interest Margin | 2.37% | 3.28% | 3.82% | 4.31% | Beats 4% | 203 / 211 | | |
| Efficiency Ratio | 120.11% | 53.01% | 64.18% | 73.65% | Beats 2% | 207 / 211 | | |
| Asset Quality |
| Nonperforming Loans / Loans | n/a | Not reported for this institution |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 83.34% | 11.72% | 14.45% | 19.57% | Beats 98% | 4 / 211 | | |
| Total Risk-Based Capital Ratio | 83.34% | 11.94% | 14.78% | 20.30% | Beats 98% | 4 / 211 | | |
| Equity / Assets | 87.65% | 9.41% | 11.06% | 12.94% | Beats 99% | 2 / 211 | | |
| Liquidity & Funding |
| Loans / Deposits | n/a | Not reported for this institution |
| Loans / Assets | 0.00% | 39.13% | 56.90% | 70.46% | 0th pctl | 209 / 211 | | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |