Entrebank

Bloomington, MN · Cert 59287 · Peer group: banks under $1B in assets in the Minneapolis-St. Paul-Bloomington, MN-WI area (n=53) · Entrepreneurs Bancshares Inc.

State charter, non-member · FDIC · 1 branch

Q2 2026

$527.1MAssets

$455.1MLoans

$474.3MDeposits

$48.0MEquity

Executive Summary

Strongest standing: net charge-offs / loans outperforms 100% of banks under $1B in assets in the Minneapolis-St. Paul-Bloomington, MN-WI area (rank 13 of 53).
Widest gap: total risk-based capital ratio trails 96% of banks under $1B in assets in the Minneapolis-St. Paul-Bloomington, MN-WI area (rank 51 of 53).
Overall: at or above the peer median on 6 of 9 directional measures.

Return on Assets

1.26%

Rank 16 of 53

Net Interest Margin

4.29%

Rank 9 of 53

Efficiency Ratio

51.28%

Rank 10 of 53

Equity / Assets

9.10%

Rank 30 of 53

Non-interest income vs. expense

Unfavorable gap of $10.8M · efficiency ratio beats 83% of banks under $1B in assets in the Minneapolis-St. Paul-Bloomington, MN-WI area

Metric	Your Bank	Peer 25th	Peer Median	Peer 75th	Standing	Rank
Earnings
Return on Assets	1.26%	0.73%	1.11%	1.30%	Beats 70%	16 / 53
Return on Equity	13.84%	7.88%	12.20%	14.12%	Beats 64%	19 / 53
Net Interest Margin	4.29%	3.39%	3.77%	4.09%	Beats 83%	9 / 53
Efficiency Ratio	51.28%	56.05%	65.05%	71.57%	Beats 83%	10 / 53
Asset Quality
Nonperforming Loans / Loans	0.03%	0.14%	0.52%	1.20%	Beats 87%	8 / 53
Net Charge-Offs / Loans	0.00%	0.00%	0.01%	0.08%	Beats 100%	13 / 53
Capital
Tier 1 Capital Ratio	9.61%	10.73%	12.98%	15.08%	Beats 4%	51 / 53
Total Risk-Based Capital Ratio	9.61%	11.49%	13.79%	16.34%	Beats 4%	51 / 53
Equity / Assets	9.10%	8.08%	9.25%	10.72%	Beats 43%	30 / 53
Liquidity & Funding
Loans / Deposits	95.95%	72.13%	82.29%	93.80%	77th pctl	12 / 53
Loans / Assets	86.34%	63.64%	71.80%	79.37%	92nd pctl	4 / 53
Brokered Deposits / Deposits	n/a	Not reported for this institution