Wayne-Westland
Westland, MI · Charter 5928 · Peer group: credit unions under $1B in assets in the Detroit-Warren-Dearborn, MI area (n=38)
NCUA · 1 branch
Q2 2026
$161.2MAssets
$73.7MLoans
$146.2MShares
$18.2MNet Worth
Executive Summary
- Strongest standing: return on equity outperforms 97% of credit unions under $1B in assets in the Detroit-Warren-Dearborn, MI area (rank 1 of 38).
- Widest gap: equity / assets trails 74% of credit unions under $1B in assets in the Detroit-Warren-Dearborn, MI area (rank 28 of 38).
- Overall: at or above the peer median on 5 of 7 directional measures.
Return on Assets
1.81%
Rank 4 of 38
Net Interest Margin
3.70%
Rank 16 of 38
Efficiency Ratio
65.72%
Rank 5 of 38
Equity / Assets
11.26%
Rank 28 of 38
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | Peer Position |
|---|
| Earnings |
| Return on Assets | 1.81% | 0.49% | 0.78% | 1.16% | Beats 89% | 4 / 38 | |
| Return on Equity | 16.08% | 3.91% | 6.52% | 8.43% | Beats 97% | 1 / 38 | |
| Net Interest Margin | 3.70% | 3.41% | 3.65% | 4.18% | Beats 58% | 16 / 38 | |
| Efficiency Ratio | 65.72% | 72.88% | 78.35% | 82.40% | Beats 89% | 5 / 38 | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.47% | 0.36% | 0.84% | 1.47% | Beats 68% | 13 / 38 | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 11.26% | 11.22% | 12.45% | 15.29% | Beats 26% | 28 / 38 | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 11.26% | 11.22% | 12.45% | 15.29% | Beats 26% | 28 / 38 | |
| Liquidity & Funding |
| Loans / Deposits | 50.40% | 38.40% | 54.78% | 75.62% | 45th pctl | 21 / 38 | |
| Loans / Assets | 45.72% | 32.99% | 45.72% | 63.66% | 50th pctl | 19 / 38 | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |