Palmer, AK · Charter 5924
NCUA · 11 branches
Q2 2026
Return on Assets (quarter, annualized)
Net Interest Margin (quarter, annualized)
Efficiency Ratio (quarter, annualized)
Net Worth / Assets
Discrete quarter, annualized.
| Metric | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|---|---|---|
| Earnings | ||||||||||
| Return on Assets | 1.02% | 0.94% | 1.12% | 1.07% | 1.08% | 0.86% | 0.88% | 0.81% | -25 bps | |
| Return on Equity | 10.54% | 9.62% | 11.30% | 10.78% | 11.00% | 8.67% | 8.48% | 7.64% | -313 bps | |
| Net Interest Margin | 3.39% | 3.46% | 3.58% | 3.56% | 3.54% | 3.62% | 3.78% | 3.89% | +33 bps | |
| Efficiency Ratio | 66.07% | 66.89% | 67.94% | 69.24% | 67.31% | 66.77% | 69.90% | 70.41% | +117 bps | |
| Growth | ||||||||||
| Asset Growth (YoY) | 3.77% | 0.02% | 6.13% | 6.93% | 9.42% | 8.10% | 3.54% | 0.00% | -693 bps | |
| Loan Growth (YoY) | 4.88% | 4.64% | 4.99% | 6.05% | 7.06% | 6.80% | 4.27% | -1.72% | -777 bps | |
| Share Growth (YoY) | 6.47% | 4.11% | 5.35% | 6.15% | 9.25% | 7.16% | 5.95% | 2.30% | -385 bps | |
| Asset Quality | ||||||||||
| Delinquent Loans / Loans | 0.66% | 0.42% | 0.50% | 0.78% | 0.96% | 1.10% | 0.95% | 0.95% | +17 bps | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
| Capital | ||||||||||
| Risk-Based Capital | 9.69% | 9.78% | 9.89% | 9.89% | 9.81% | 9.88% | 10.36% | 10.63% | +74 bps | |
| Net Worth / Assets | 9.69% | 9.78% | 9.89% | 9.89% | 9.81% | 9.88% | 10.36% | 10.63% | +74 bps | |
| Liquidity & Funding | ||||||||||
| Loans / Shares | 67.14% | 66.82% | 66.84% | 67.31% | 65.79% | 66.59% | 65.78% | 64.66% | -265 bps | |
| Liquid Assets / Assets | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |