Subiaco
Subiaco, AR · Charter 5922 · Peer group: credit unions under $1B in assets (n=1,681-1,683)
NCUA · 2 branches
Q2 2026
$27.1MAssets
$6.0MLoans
$22.6MShares
$4.4MNet Worth
Executive Summary
- Strongest standing: tier 1 capital ratio outperforms 73% of credit unions under $1B in assets (rank 450 of 1683).
- Widest gap: efficiency ratio trails 65% of credit unions under $1B in assets (rank 1099 of 1682).
- Overall: at or above the peer median on 3 of 7 directional measures.
Return on Assets
0.64%
Rank 961 of 1,683
Net Interest Margin
3.61%
Rank 1,032 of 1,683
Efficiency Ratio
83.20%
Rank 1,099 of 1,682
Equity / Assets
16.13%
Rank 450 of 1,683
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|
| Earnings |
| Return on Assets | 0.64% | 0.35% | 0.74% | 1.18% | Beats 43% | 961 / 1,683 | | |
| Return on Equity | 3.98% | 2.67% | 5.89% | 8.74% | Beats 35% | 1,094 / 1,681 | | |
| Net Interest Margin | 3.61% | 3.31% | 3.82% | 4.32% | Beats 39% | 1,032 / 1,683 | | |
| Efficiency Ratio | 83.20% | 68.91% | 78.20% | 86.93% | Beats 35% | 1,099 / 1,682 | | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.61% | 0.26% | 0.65% | 1.29% | Beats 52% | 810 / 1,682 | | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 16.13% | 10.44% | 12.89% | 16.53% | Beats 73% | 450 / 1,683 | | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 16.13% | 10.44% | 12.89% | 16.53% | Beats 73% | 450 / 1,683 | | |
| Liquidity & Funding |
| Loans / Deposits | 26.62% | 52.61% | 69.38% | 83.50% | 4th pctl | 1,620 / 1,683 | | |
| Loans / Assets | 22.22% | 44.71% | 59.18% | 70.72% | 4th pctl | 1,622 / 1,683 | | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |