Adp Trust Company National Association
Wilmington, DE · Cert 59194 · Peer group: banks under $1B in assets (n=617)
FDIC
Q2 2026
$48.8MAssets
$0KLoans
$0KDeposits
$43.3MEquity
Executive Summary
- Strongest standing: return on assets outperforms 100% of banks under $1B in assets (rank 1 of 617).
- Widest gap: net interest margin trails 93% of banks under $1B in assets (rank 574 of 617).
- Overall: at or above the peer median on 6 of 7 directional measures.
Return on Assets
63.39%
Rank 1 of 617
Net Interest Margin
2.33%
Rank 574 of 617
Efficiency Ratio
15.68%
Rank 5 of 617
Equity / Assets
88.61%
Rank 19 of 617
Non-interest income vs. expense
Favorable gap of $40.1M · efficiency ratio beats 99% of banks under $1B in assets | Metric | Your Bank | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|
| Earnings |
| Return on Assets | 63.39% | 0.60% | 1.01% | 1.45% | Beats 100% | 1 / 617 | | |
| Return on Equity | 71.55% | 5.30% | 9.43% | 13.30% | Beats 100% | 1 / 617 | | |
| Net Interest Margin | 2.33% | 3.04% | 3.54% | 4.05% | Beats 7% | 574 / 617 | | |
| Efficiency Ratio | 15.68% | 58.03% | 67.76% | 79.08% | Beats 99% | 5 / 617 | | |
| Asset Quality |
| Nonperforming Loans / Loans | n/a | Not reported for this institution |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 643% | 11.18% | 13.83% | 18.55% | Beats 100% | 3 / 617 | | |
| Total Risk-Based Capital Ratio | 643% | 11.56% | 14.39% | 19.39% | Beats 100% | 3 / 617 | | |
| Equity / Assets | 88.61% | 9.03% | 10.55% | 13.63% | Beats 97% | 19 / 617 | | |
| Liquidity & Funding |
| Loans / Deposits | n/a | Not reported for this institution |
| Loans / Assets | 0.00% | 51.70% | 67.18% | 77.51% | 0th pctl | 571 / 617 | | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |