Washington, DC · Cert 59193
State charter, non-member · FDIC · 1 branch
Q2 2026
Market Position · Washington-Arlington-Alexandria, DC-VA-MD-WV · 2026 SOD (annual) · 0.1% share · #44 of 71 inst. · $0.3B of $301.4B
Return on Assets (quarter, annualized)
Net Interest Margin (quarter, annualized)
Efficiency Ratio (quarter, annualized)
Tier 1 Leverage Ratio
Discrete quarter, annualized.
| Metric | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|---|---|---|
| Earnings | ||||||||||
| Return on Assets | 0.25% | 0.28% | 0.14% | 0.46% | 0.57% | 1.00% | 0.50% | 0.58% | +13 bps | |
| Return on Equity | 1.60% | 1.86% | 0.96% | 3.28% | 4.15% | 6.97% | 3.42% | 4.22% | +93 bps | |
| Net Interest Margin | 3.32% | 3.45% | 3.44% | 3.50% | 3.75% | 3.64% | 3.78% | 3.92% | +42 bps | |
| Efficiency Ratio | 87.42% | 79.53% | 85.18% | 79.29% | 78.85% | 69.14% | 82.91% | 79.45% | +16 bps | |
| Non-Interest Burden | 2.90% | 2.74% | 2.92% | 2.76% | 2.94% | 2.47% | 3.12% | 3.09% | +33 bps | |
| Growth | ||||||||||
| Asset Growth (YoY) | 17.85% | 18.47% | 18.22% | 18.33% | 15.89% | 5.54% | 4.89% | 8.71% | -962 bps | |
| Loan Growth (YoY) | 20.90% | 20.60% | 29.92% | 25.68% | 17.93% | 10.97% | 4.56% | 5.85% | -1,983 bps | |
| Deposit Growth (YoY) | 20.62% | 21.58% | 24.54% | 24.97% | 23.50% | 9.52% | 5.09% | 9.65% | -1,532 bps | |
| Asset Quality | ||||||||||
| Nonperforming Loans / Loans | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
| Net Charge-Offs / Loans | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
| Allowance / Loans | 0.99% | 0.95% | 0.94% | 0.94% | 0.95% | 0.89% | 0.85% | 0.81% | -13 bps | |
| Allowance Coverage of NPLs | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Capital | ||||||||||
| Tier 1 Leverage Ratio | 15.35% | 15.01% | 14.67% | 14.05% | 14.05% | 14.15% | 14.61% | 14.18% | +13 bps | |
| Total Risk-Based Capital | 15.35% | 15.01% | 14.67% | 14.05% | 14.05% | 14.15% | 14.61% | 14.18% | +13 bps | |
| Equity / Assets | 15.16% | 14.96% | 14.00% | 13.82% | 13.63% | 15.00% | 14.15% | 13.46% | -36 bps | |
| Liquidity & Funding | ||||||||||
| Loans / Deposits | 102.66% | 103.20% | 102.93% | 104.00% | 98.03% | 104.56% | 102.41% | 100.40% | -360 bps | |
| Liquid Assets / Assets | 13.38% | 12.84% | 10.81% | 9.83% | 11.48% | 5.53% | 5.55% | 6.98% | -285 bps | |
| CRE / Total Capital | n/a | n/a | n/a | n/a | 437% | 420% | 438% | n/a | n/a | |