Anchorage, AK · Charter 5913
NCUA · 87 branches
Q2 2026
Return on Assets (quarter, annualized)
Net Interest Margin (quarter, annualized)
Efficiency Ratio (quarter, annualized)
Net Worth / Assets
Discrete quarter, annualized.
| Metric | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|---|---|---|
| Earnings | ||||||||||
| Return on Assets | 0.19% | 0.19% | 0.23% | 0.06% | 0.24% | 0.41% | 0.42% | 0.48% | +42 bps | |
| Return on Equity | 1.80% | 1.84% | 2.19% | 0.63% | 2.59% | 4.31% | 4.39% | 4.92% | +430 bps | |
| Net Interest Margin | 3.09% | 3.13% | 3.24% | 3.08% | 3.19% | 3.27% | 3.39% | 3.40% | +32 bps | |
| Efficiency Ratio | 85.71% | 85.64% | 84.48% | 83.24% | 80.57% | 80.61% | 79.07% | 77.88% | -537 bps | |
| Growth | ||||||||||
| Asset Growth (YoY) | -3.18% | -3.54% | -2.35% | 14.75% | 13.80% | 12.14% | 10.70% | -0.37% | -1,512 bps | |
| Loan Growth (YoY) | -4.11% | -3.27% | -1.54% | 11.81% | 9.23% | 9.80% | 8.59% | -2.71% | -1,452 bps | |
| Share Growth (YoY) | -1.17% | 0.52% | 2.38% | 15.21% | 16.98% | 13.83% | 12.15% | -0.15% | -1,536 bps | |
| Asset Quality | ||||||||||
| Delinquent Loans / Loans | 1.17% | 1.23% | 1.06% | 1.15% | 1.28% | 1.43% | 1.23% | 1.42% | +27 bps | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
| Capital | ||||||||||
| Risk-Based Capital | 10.62% | 10.45% | 10.38% | 9.22% | 9.38% | 9.55% | 9.67% | 9.70% | +48 bps | |
| Net Worth / Assets | 10.62% | 10.45% | 10.38% | 9.22% | 9.38% | 9.55% | 9.67% | 9.70% | +48 bps | |
| Liquidity & Funding | ||||||||||
| Loans / Shares | 98.03% | 96.43% | 95.34% | 95.79% | 91.54% | 93.01% | 92.31% | 93.33% | -246 bps | |
| Liquid Assets / Assets | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |