Lexicon Bank
Las Vegas, NV · Cert 59117 · Peer group: banks under $1B in assets (n=581-629) · Lexicon Bcorp
State charter, non-member · FDIC · 1 branch
Q2 2026
$446.2MAssets
$201.5MLoans
$400.1MDeposits
$43.2MEquity
Executive Summary
- Strongest standing: net interest margin outperforms 80% of banks under $1B in assets (rank 126 of 629).
- Widest gap: equity / assets trails 65% of banks under $1B in assets (rank 408 of 629).
- Overall: at or above the peer median on 7 of 9 directional measures.
Return on Assets
1.29%
Rank 205 of 629
Net Interest Margin
4.16%
Rank 126 of 629
Efficiency Ratio
62.24%
Rank 216 of 629
Equity / Assets
9.67%
Rank 408 of 629
Non-interest income vs. expense
Unfavorable gap of $11.0M · efficiency ratio beats 66% of banks under $1B in assets | Metric | Your Bank | Peer 25th | Peer Median | Peer 75th | Standing | Rank | Peer Position |
|---|
| Earnings |
| Return on Assets | 1.29% | 0.60% | 1.01% | 1.45% | Beats 67% | 205 / 629 | |
| Return on Equity | 13.39% | 5.38% | 9.30% | 13.28% | Beats 76% | 153 / 629 | |
| Net Interest Margin | 4.16% | 3.03% | 3.54% | 4.05% | Beats 80% | 126 / 629 | |
| Efficiency Ratio | 62.24% | 58.35% | 67.79% | 79.08% | Beats 66% | 216 / 629 | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.74% | 0.09% | 0.46% | 1.20% | Beats 37% | 367 / 581 | |
| Net Charge-Offs / Loans | 0.00% | n/a | 0.01% | 0.06% | Beats 60% | 233 / 581 | |
| Capital |
| Tier 1 Capital Ratio | 20.96% | 11.24% | 13.84% | 18.77% | Beats 79% | 129 / 629 | |
| Total Risk-Based Capital Ratio | 22.22% | 11.58% | 14.43% | 19.66% | Beats 80% | 125 / 629 | |
| Equity / Assets | 9.67% | 9.09% | 10.65% | 13.80% | Beats 35% | 408 / 629 | |
| Liquidity & Funding |
| Loans / Deposits | 50.37% | 67.24% | 80.90% | 93.48% | 10th pctl | 532 / 594 | |
| Loans / Assets | 45.16% | 53.31% | 67.71% | 78.15% | 17th pctl | 523 / 629 | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |