Bankplus

Belzoni, MS · Cert 5903 · Peer group: banks $1B-$10B in assets operating in a single state (n=257-258) · Bancplus Corp.

State charter, Fed member · FED · 73 branches

Q2 2026

$8.4BAssets

$6.4BLoans

$7.3BDeposits

$942.2MEquity

Executive Summary

Strongest standing: equity / assets outperforms 66% of banks $1B-$10B in assets operating in a single state (rank 89 of 258).
Widest gap: total risk-based capital ratio trails 85% of banks $1B-$10B in assets operating in a single state (rank 220 of 258).
Overall: at or above the peer median on 3 of 9 directional measures.

Return on Assets

1.25%

Rank 125 of 258

Net Interest Margin

3.60%

Rank 106 of 258

Efficiency Ratio

62.32%

Rank 153 of 257

Equity / Assets

11.25%

Rank 89 of 258

Unfavorable gap of $153.1M · efficiency ratio beats 41% of banks $1B-$10B in assets operating in a single state

Metric	Your Bank	Peer 25th	Peer Median	Peer 75th	Standing	Rank	8-Qtr Trend
Earnings
Return on Assets	1.25%	0.93%	1.23%	1.54%	Beats 52%	125 / 258	n/a
Return on Equity	11.11%	9.26%	11.84%	14.74%	Beats 44%	145 / 258	n/a
Net Interest Margin	3.60%	3.16%	3.49%	3.88%	Beats 59%	106 / 258	n/a
Efficiency Ratio	62.32%	51.71%	60.30%	69.65%	Beats 41%	153 / 257	n/a
Asset Quality
Nonperforming Loans / Loans	0.64%	0.19%	0.46%	0.90%	Beats 32%	177 / 258	n/a
Net Charge-Offs / Loans	0.04%	0.01%	0.02%	0.07%	Beats 34%	172 / 258	n/a
Capital
Tier 1 Capital Ratio	10.84%	11.41%	12.98%	15.12%	Beats 18%	211 / 258	n/a
Total Risk-Based Capital Ratio	10.84%	12.10%	13.91%	16.08%	Beats 15%	220 / 258	n/a
Equity / Assets	11.25%	9.09%	10.24%	11.72%	Beats 66%	89 / 258	n/a
Liquidity & Funding
Loans / Deposits	87.28%	73.24%	86.34%	95.95%	54th pctl	119 / 258	n/a
Loans / Assets	76.57%	63.01%	72.27%	78.40%	67th pctl	85 / 258	n/a
Brokered Deposits / Deposits	n/a	Not reported for this institution