Overland Park, KS · Cert 59015
FDIC
Q3 2011
Return on Assets (quarter, annualized)
Net Interest Margin (quarter, annualized)
Efficiency Ratio (quarter, annualized)
Tier 1 Leverage Ratio
Discrete quarter, annualized.
| Metric | Q4 2010 | Q1 2011 | Q2 2011 | Q3 2011 | YoY Δ | Trend |
|---|---|---|---|---|---|---|
| Earnings | ||||||
| Return on Assets | 2.21% | 1.37% | 0.69% | 0.22% | n/a | |
| Return on Equity | n/a | 9.10% | 4.43% | 1.38% | n/a | |
| Net Interest Margin | 0.89% | 4.14% | 3.83% | 4.28% | n/a | |
| Efficiency Ratio | 10.72% | 46.77% | 47.24% | 83.50% | n/a | |
| Non-Interest Burden | n/a | 1.43% | 1.72% | 3.79% | n/a | |
| Growth | ||||||
| Asset Growth (YoY) | n/a | n/a | n/a | n/a | n/a | n/a |
| Loan Growth (YoY) | n/a | n/a | n/a | n/a | n/a | n/a |
| Deposit Growth (YoY) | n/a | n/a | n/a | n/a | n/a | n/a |
| Asset Quality | ||||||
| Nonperforming Loans / Loans | 0.00% | 0.00% | 0.00% | 0.00% | n/a | |
| Net Charge-Offs / Loans | 0.00% | 0.71% | 2.27% | 0.01% | n/a | |
| Allowance / Loans | 0.00% | 0.07% | 0.09% | 0.17% | n/a | |
| Allowance Coverage of NPLs | n/a | n/a | n/a | n/a | n/a | n/a |
| Capital | ||||||
| Tier 1 Leverage Ratio | n/a | n/a | n/a | n/a | n/a | n/a |
| Total Risk-Based Capital | 76.74% | 84.53% | 83.92% | 99.38% | n/a | |
| Equity / Assets | 14.73% | 15.31% | 15.75% | 16.61% | n/a | |
| Liquidity & Funding | ||||||
| Loans / Deposits | 64.17% | 60.63% | 56.26% | 53.78% | n/a | |
| Liquid Assets / Assets | 5.30% | 8.82% | 11.56% | 21.13% | n/a | |
| CRE / Total Capital | n/a | n/a | n/a | n/a | n/a | n/a |