New Haven Bank
New Haven, CT · Cert 58952 · Peer group: banks under $1B in assets (n=581-629) · First City Fund Corp.
State charter, Fed member · FED · 2 branches
Q2 2026
$200.0MAssets
$168.8MLoans
$155.1MDeposits
$16.0MEquity
Executive Summary
- Strongest standing: nonperforming loans / loans outperforms 59% of banks under $1B in assets (rank 239 of 581).
- Widest gap: efficiency ratio trails 91% of banks under $1B in assets (rank 571 of 629).
- Overall: at or above the peer median on 1 of 9 directional measures.
Return on Assets
0.17%
Rank 569 of 629
Net Interest Margin
3.09%
Rank 458 of 629
Efficiency Ratio
94.36%
Rank 571 of 629
Equity / Assets
7.99%
Rank 553 of 629
Non-interest income vs. expense
Unfavorable gap of $5.8M · efficiency ratio beats 9% of banks under $1B in assets | Metric | Your Bank | Peer 25th | Peer Median | Peer 75th | Standing | Rank | Peer Position |
|---|
| Earnings |
| Return on Assets | 0.17% | 0.60% | 1.01% | 1.45% | Beats 10% | 569 / 629 | |
| Return on Equity | 2.19% | 5.38% | 9.30% | 13.28% | Beats 12% | 551 / 629 | |
| Net Interest Margin | 3.09% | 3.03% | 3.54% | 4.05% | Beats 27% | 458 / 629 | |
| Efficiency Ratio | 94.36% | 58.35% | 67.79% | 79.08% | Beats 9% | 571 / 629 | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.27% | 0.09% | 0.46% | 1.20% | Beats 59% | 239 / 581 | |
| Net Charge-Offs / Loans | 0.04% | n/a | 0.01% | 0.06% | Beats 32% | 396 / 581 | |
| Capital |
| Tier 1 Capital Ratio | 10.70% | 11.24% | 13.84% | 18.77% | Beats 18% | 516 / 629 | |
| Total Risk-Based Capital Ratio | 11.94% | 11.58% | 14.43% | 19.66% | Beats 28% | 454 / 629 | |
| Equity / Assets | 7.99% | 9.09% | 10.65% | 13.80% | Beats 12% | 553 / 629 | |
| Liquidity & Funding |
| Loans / Deposits | 108.83% | 67.24% | 80.90% | 93.48% | 94th pctl | 34 / 594 | |
| Loans / Assets | 84.39% | 53.31% | 67.71% | 78.15% | 91st pctl | 59 / 629 | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |