Redstone Bank
Centennial, CO · Cert 58826 · Peer group: banks under $1B in assets (n=581-629) · Midwest Banc Holding Co.
State charter, non-member · FDIC · 1 affiliate bank · 3 branches (14 in holding)
Q2 2026
$298.2MAssets
$173.7MLoans
$262.7MDeposits
$34.6MEquity
Executive Summary
- Strongest standing: nonperforming loans / loans outperforms 100% of banks under $1B in assets (rank 81 of 581).
- Widest gap: return on equity trails 79% of banks under $1B in assets (rank 498 of 629).
- Overall: at or above the peer median on 3 of 9 directional measures.
Return on Assets
0.53%
Rank 496 of 629
Net Interest Margin
3.52%
Rank 320 of 629
Efficiency Ratio
79.08%
Rank 472 of 629
Equity / Assets
11.59%
Rank 253 of 629
Non-interest income vs. expense
Unfavorable gap of $7.5M · efficiency ratio beats 25% of banks under $1B in assets | Metric | Your Bank | Peer 25th | Peer Median | Peer 75th | Standing | Rank | Peer Position |
|---|
| Earnings |
| Return on Assets | 0.53% | 0.60% | 1.01% | 1.45% | Beats 21% | 496 / 629 | |
| Return on Equity | 4.58% | 5.38% | 9.30% | 13.28% | Beats 21% | 498 / 629 | |
| Net Interest Margin | 3.52% | 3.03% | 3.54% | 4.05% | Beats 49% | 320 / 629 | |
| Efficiency Ratio | 79.08% | 58.35% | 67.79% | 79.08% | Beats 25% | 472 / 629 | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.00% | 0.09% | 0.46% | 1.20% | Beats 100% | 81 / 581 | |
| Net Charge-Offs / Loans | 0.00% | n/a | 0.01% | 0.06% | Beats 100% | 158 / 581 | |
| Capital |
| Tier 1 Capital Ratio | 11.98% | 11.24% | 13.84% | 18.77% | Beats 33% | 420 / 629 | |
| Total Risk-Based Capital Ratio | 11.98% | 11.58% | 14.43% | 19.66% | Beats 28% | 450 / 629 | |
| Equity / Assets | 11.59% | 9.09% | 10.65% | 13.80% | Beats 60% | 253 / 629 | |
| Liquidity & Funding |
| Loans / Deposits | 66.13% | 67.24% | 80.90% | 93.48% | 25th pctl | 448 / 594 | |
| Loans / Assets | 58.27% | 53.31% | 67.71% | 78.15% | 32nd pctl | 428 / 629 | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |