Brookfield, WI · Cert 58780
State charter, non-member · FDIC · 1 branch
Q2 2026
Market Position · Milwaukee-Waukesha, WI · 2026 SOD (annual) · 0.4% share · #24 of 43 inst. · $0.3B of $79.9B
Return on Assets (quarter, annualized)
Net Interest Margin (quarter, annualized)
Efficiency Ratio (quarter, annualized)
Tier 1 Leverage Ratio
Discrete quarter, annualized.
| Metric | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|---|---|---|
| Earnings | ||||||||||
| Return on Assets | 1.13% | 0.89% | 1.12% | 1.13% | 1.30% | 1.43% | 1.47% | 1.60% | +47 bps | |
| Return on Equity | 9.59% | 7.44% | 9.47% | 9.94% | 11.91% | 12.94% | 12.99% | 14.13% | +419 bps | |
| Net Interest Margin | 3.03% | 2.91% | 3.09% | 3.24% | 3.40% | 3.55% | 3.38% | 3.60% | +35 bps | |
| Efficiency Ratio | 54.37% | 52.38% | 55.39% | 53.53% | 53.23% | 46.42% | 48.33% | 46.04% | -749 bps | |
| Non-Interest Burden | 1.59% | 1.46% | 1.66% | 1.68% | 1.75% | 1.58% | 1.56% | 1.58% | -10 bps | |
| Growth | ||||||||||
| Asset Growth (YoY) | -0.48% | 3.46% | 5.41% | 10.94% | 13.80% | 14.75% | 10.90% | 5.59% | -535 bps | |
| Loan Growth (YoY) | 4.27% | 11.54% | 14.50% | 17.23% | 18.46% | 16.94% | 11.76% | 3.83% | -1,339 bps | |
| Deposit Growth (YoY) | -2.10% | 5.69% | 7.12% | 12.49% | 15.18% | 11.99% | 10.96% | 4.88% | -761 bps | |
| Asset Quality | ||||||||||
| Nonperforming Loans / Loans | 0.49% | 3.24% | 3.17% | 3.27% | 2.85% | 3.01% | 3.27% | 2.70% | -57 bps | |
| Net Charge-Offs / Loans | 0.00% | -0.02% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
| Allowance / Loans | 1.44% | 1.48% | 1.40% | 1.36% | 1.36% | 1.36% | 1.34% | 1.32% | -4 bps | |
| Allowance Coverage of NPLs | 2.9x | 0.5x | 0.4x | 0.4x | 0.5x | 0.5x | 0.4x | 0.5x | +0.1x | |
| Capital | ||||||||||
| Tier 1 Leverage Ratio | 12.32% | 12.56% | 12.60% | 11.68% | 11.40% | 11.73% | 11.78% | 11.57% | -11 bps | |
| Total Risk-Based Capital | 12.32% | 12.56% | 12.60% | 11.68% | 11.40% | 11.73% | 11.78% | 11.57% | -11 bps | |
| Equity / Assets | 11.95% | 11.97% | 11.76% | 10.90% | 10.93% | 11.24% | 11.38% | 11.24% | +34 bps | |
| Liquidity & Funding | ||||||||||
| Loans / Deposits | 106.08% | 110.93% | 111.94% | 112.25% | 109.10% | 115.83% | 112.75% | 111.13% | -112 bps | |
| Liquid Assets / Assets | 5.57% | 2.68% | 3.83% | 2.91% | 4.71% | 3.46% | 5.09% | 4.62% | +171 bps | |
| CRE / Total Capital | n/a | n/a | n/a | n/a | 504% | 497% | 484% | n/a | n/a | |