Great Nations Bank
Norman, OK · Cert 58680 · Peer group: banks under $1B in assets in the Oklahoma City, OK area (n=25)
State charter, non-member · FDIC · 2 branches
Q2 2026
$113.8MAssets
$90.1MLoans
$100.5MDeposits
$11.3MEquity
Executive Summary
- Strongest standing: net charge-offs / loans outperforms 100% of banks under $1B in assets in the Oklahoma City, OK area (rank 8 of 25).
- Widest gap: total risk-based capital ratio trails 76% of banks under $1B in assets in the Oklahoma City, OK area (rank 19 of 25).
- Overall: at or above the peer median on 2 of 9 directional measures.
Return on Assets
0.70%
Rank 17 of 25
Net Interest Margin
3.81%
Rank 14 of 25
Efficiency Ratio
79.22%
Rank 19 of 25
Equity / Assets
9.97%
Rank 14 of 25
Non-interest income vs. expense
Unfavorable gap of $3.4M · efficiency ratio beats 28% of banks under $1B in assets in the Oklahoma City, OK area | Metric | Your Bank | Peer 25th | Peer Median | Peer 75th | Standing | Rank | Peer Position |
|---|
| Earnings |
| Return on Assets | 0.70% | 0.60% | 0.90% | 1.27% | Beats 32% | 17 / 25 | |
| Return on Equity | 7.00% | 6.92% | 9.16% | 13.29% | Beats 28% | 18 / 25 | |
| Net Interest Margin | 3.81% | 3.56% | 3.82% | 4.10% | Beats 44% | 14 / 25 | |
| Efficiency Ratio | 79.22% | 56.35% | 63.12% | 79.22% | Beats 28% | 19 / 25 | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.10% | 0.33% | 0.76% | 2.35% | Beats 92% | 3 / 25 | |
| Net Charge-Offs / Loans | 0.00% | n/a | 0.00% | 0.05% | Beats 100% | 8 / 25 | |
| Capital |
| Tier 1 Capital Ratio | 10.27% | 10.27% | 12.02% | 13.99% | Beats 24% | 19 / 25 | |
| Total Risk-Based Capital Ratio | 10.27% | 10.27% | 12.44% | 15.25% | Beats 24% | 19 / 25 | |
| Equity / Assets | 9.97% | 8.64% | 10.07% | 11.05% | Beats 44% | 14 / 25 | |
| Liquidity & Funding |
| Loans / Deposits | 89.72% | 70.71% | 82.03% | 97.03% | 52nd pctl | 12 / 25 | |
| Loans / Assets | 79.23% | 62.67% | 74.54% | 84.24% | 60th pctl | 10 / 25 | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |