Gbank
Las Vegas, NV · Cert 58626 · Peer group: banks $1B-$10B in assets (n=322-328) · Gbank Financial Holdings Inc.
State charter, non-member · FDIC · 2 branches
Q2 2026
$1.4BAssets
$1.1BLoans
$1.2BDeposits
$185.9MEquity
Executive Summary
- Strongest standing: equity / assets outperforms 84% of banks $1B-$10B in assets (rank 53 of 328).
- Widest gap: nonperforming loans / loans trails 99% of banks $1B-$10B in assets (rank 320 of 322).
- Overall: at or above the peer median on 4 of 9 directional measures.
Return on Assets
1.28%
Rank 144 of 328
Net Interest Margin
3.63%
Rank 118 of 328
Efficiency Ratio
60.13%
Rank 171 of 328
Equity / Assets
13.03%
Rank 53 of 328
Non-interest income vs. expense
Unfavorable gap of $17.9M · efficiency ratio beats 48% of banks $1B-$10B in assets | Metric | Your Bank | Peer 25th | Peer Median | Peer 75th | Standing | Rank | Peer Position |
|---|
| Earnings |
| Return on Assets | 1.28% | 0.91% | 1.22% | 1.52% | Beats 56% | 144 / 328 | |
| Return on Equity | 9.82% | 8.43% | 11.45% | 14.43% | Beats 34% | 216 / 328 | |
| Net Interest Margin | 3.63% | 3.03% | 3.45% | 3.83% | Beats 64% | 118 / 328 | |
| Efficiency Ratio | 60.13% | 51.61% | 59.56% | 67.53% | Beats 48% | 171 / 328 | |
| Asset Quality |
| Nonperforming Loans / Loans | 4.96% | 0.24% | 0.51% | 1.03% | Beats 1% | 320 / 322 | |
| Net Charge-Offs / Loans | 0.24% | 0.01% | 0.03% | 0.10% | Beats 13% | 282 / 322 | |
| Capital |
| Tier 1 Capital Ratio | 13.15% | 11.75% | 13.15% | 15.47% | Beats 50% | 163 / 328 | |
| Total Risk-Based Capital Ratio | 13.15% | 12.63% | 14.15% | 16.46% | Beats 33% | 219 / 328 | |
| Equity / Assets | 13.03% | 9.15% | 10.33% | 12.01% | Beats 84% | 53 / 328 | |
| Liquidity & Funding |
| Loans / Deposits | 90.00% | 76.63% | 87.92% | 95.36% | 55th pctl | 146 / 323 | |
| Loans / Assets | 76.94% | 65.18% | 74.15% | 79.98% | 63rd pctl | 120 / 328 | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |