Community Bank, The
Bridgeport, TX · Cert 58517 · Peer group: banks under $1B in assets in the Dallas-Fort Worth-Arlington, TX area (n=28) · Community Bancshares Inc.
State charter, non-member · FDIC · 2 branches
Q2 2026
$211.8MAssets
$119.5MLoans
$191.8MDeposits
$18.3MEquity
Executive Summary
- Strongest standing: return on equity outperforms 50% of banks under $1B in assets in the Dallas-Fort Worth-Arlington, TX area (rank 14 of 28).
- Widest gap: equity / assets trails 89% of banks under $1B in assets in the Dallas-Fort Worth-Arlington, TX area (rank 25 of 28).
- Overall: at or above the peer median on 1 of 9 directional measures.
Return on Assets
1.08%
Rank 22 of 28
Net Interest Margin
3.77%
Rank 21 of 28
Efficiency Ratio
65.67%
Rank 21 of 28
Equity / Assets
8.66%
Rank 25 of 28
Non-interest income vs. expense
Unfavorable gap of $4.7M · efficiency ratio beats 29% of banks under $1B in assets in the Dallas-Fort Worth-Arlington, TX area | Metric | Your Bank | Peer 25th | Peer Median | Peer 75th | Standing | Rank | Peer Position |
|---|
| Earnings |
| Return on Assets | 1.08% | 1.12% | 1.22% | 1.47% | Beats 21% | 22 / 28 | |
| Return on Equity | 12.47% | 8.64% | 12.47% | 13.41% | Beats 50% | 14 / 28 | |
| Net Interest Margin | 3.77% | 3.77% | 4.06% | 4.51% | Beats 25% | 21 / 28 | |
| Efficiency Ratio | 65.67% | 57.39% | 61.94% | 66.78% | Beats 29% | 21 / 28 | |
| Asset Quality |
| Nonperforming Loans / Loans | 1.64% | n/a | 0.28% | 1.06% | Beats 18% | 24 / 28 | |
| Net Charge-Offs / Loans | 0.22% | 0.00% | 0.01% | 0.20% | Beats 21% | 23 / 28 | |
| Capital |
| Tier 1 Capital Ratio | 10.55% | 12.55% | 13.77% | 17.51% | Beats 18% | 23 / 28 | |
| Total Risk-Based Capital Ratio | 10.55% | 12.59% | 14.62% | 18.18% | Beats 18% | 23 / 28 | |
| Equity / Assets | 8.66% | 9.58% | 11.17% | 13.58% | Beats 11% | 25 / 28 | |
| Liquidity & Funding |
| Loans / Deposits | 62.33% | 66.90% | 84.79% | 89.14% | 18th pctl | 23 / 28 | |
| Loans / Assets | 56.44% | 57.58% | 73.59% | 77.32% | 21st pctl | 22 / 28 | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |