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Pegasus Bank

Dallas, TX · Cert 58483 · Peer group: banks $1B-$10B in assets in the Dallas-Fort Worth-Arlington, TX area (n=20) · Bancfirst Corp.

State charter, Fed member · FED · 2 affiliate banks · 3 branches (124 in holding)

Q2 2026

$1.5BAssets
$923.5MLoans
$1.3BDeposits
$165.1MEquity

Executive Summary

  • Strongest standing: nonperforming loans / loans outperforms 100% of banks $1B-$10B in assets in the Dallas-Fort Worth-Arlington, TX area (rank 4 of 20).
  • Widest gap: equity / assets trails 60% of banks $1B-$10B in assets in the Dallas-Fort Worth-Arlington, TX area (rank 12 of 20).
  • Overall: at or above the peer median on 8 of 9 directional measures.

Return on Assets

1.65%

Rank 7 of 20

Net Interest Margin

3.58%

Rank 10 of 20

Efficiency Ratio

42.75%

Rank 4 of 20

Equity / Assets

11.32%

Rank 12 of 20

Non-interest income vs. expense

$2.5M$23.4MINCOMEEXPENSE
Unfavorable gap of $20.8M · efficiency ratio beats 85% of banks $1B-$10B in assets in the Dallas-Fort Worth-Arlington, TX area
Bank 42.75%Peer median 65.5%Q3 2024Q2 2026Shaded: peer 25th to 75th percentile
MetricYour BankPeer 25thPeer MedianPeer 75thStandingRankPeer Position
Earnings
Return on Assets1.65%0.68%1.15%1.86%Beats 65%7 / 20
Return on Equity14.55%7.45%10.95%14.25%Beats 80%4 / 20
Net Interest Margin3.58%2.87%3.58%4.28%Beats 50%10 / 20
Efficiency Ratio42.75%52.33%65.48%74.79%Beats 85%4 / 20
Asset Quality
Nonperforming Loans / Loans0.00%0.18%0.42%1.54%Beats 100%4 / 20
Net Charge-Offs / Loans0.00%0.00%0.02%0.14%Beats 100%4 / 20
Capital
Tier 1 Capital Ratio16.40%13.35%15.71%17.39%Beats 70%6 / 20
Total Risk-Based Capital Ratio17.51%14.55%16.02%18.64%Beats 65%7 / 20
Equity / Assets11.32%9.74%11.64%13.21%Beats 40%12 / 20
Liquidity & Funding
Loans / Deposits72.63%72.63%81.14%96.60%25th pctl15 / 20
Loans / Assets63.33%60.26%69.54%79.68%40th pctl12 / 20
Brokered Deposits / Depositsn/aNot reported for this institution