Fort Lee, NJ · Cert 58410 · CRB Group Inc.
State charter, non-member · FDIC · 2 branches
Q2 2026
Market Position · New York-Newark-Jersey City, NY-NJ · 2026 SOD (annual) · 0.2% share · #37 of 151 inst. · $6.7B of $2921.1B
Return on Assets (quarter, annualized)
Net Interest Margin (quarter, annualized)
Efficiency Ratio (quarter, annualized)
Tier 1 Leverage Ratio
Discrete quarter, annualized.
| Metric | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|---|---|---|
| Earnings | ||||||||||
| Return on Assets | 0.69% | 0.57% | 0.88% | 0.24% | 0.20% | -0.16% | 0.55% | -0.30% | -53 bps | |
| Return on Equity | 5.92% | 4.73% | 7.16% | 1.87% | 1.50% | -1.22% | 4.40% | -2.46% | -434 bps | |
| Net Interest Margin | 5.08% | 5.21% | 5.38% | 4.95% | 5.23% | 5.34% | 4.81% | 4.87% | -8 bps | |
| Efficiency Ratio | 83.71% | 80.04% | 72.91% | 85.33% | 73.88% | 101.44% | 78.95% | 87.04% | +171 bps | |
| Non-Interest Burden | 4.11% | 3.98% | 3.64% | 4.15% | 3.45% | 5.43% | 3.32% | 4.04% | -11 bps | |
| Growth | ||||||||||
| Asset Growth (YoY) | 1.70% | -5.11% | -4.07% | -9.96% | -3.75% | -2.53% | 1.93% | 7.45% | +1,741 bps | |
| Loan Growth (YoY) | -8.43% | -5.22% | -3.90% | -12.57% | -1.97% | -10.08% | -9.00% | 4.46% | +1,703 bps | |
| Deposit Growth (YoY) | 5.67% | -7.42% | -3.13% | -5.35% | -2.23% | -0.72% | 2.47% | 0.54% | +589 bps | |
| Asset Quality | ||||||||||
| Nonperforming Loans / Loans | 11.68% | 11.40% | 10.40% | 3.07% | 2.63% | 4.82% | 3.45% | 2.79% | -28 bps | |
| Net Charge-Offs / Loans | 0.54% | 0.58% | 1.75% | 0.33% | 1.75% | 0.41% | 5.39% | 0.21% | -12 bps | |
| Allowance / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance Coverage of NPLs | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Capital | ||||||||||
| Tier 1 Leverage Ratio | 12.28% | 13.01% | 12.87% | 12.84% | 13.06% | 13.49% | 12.82% | 11.78% | -105 bps | |
| Total Risk-Based Capital | 12.28% | 13.01% | 12.87% | 12.84% | 13.06% | 13.49% | 12.82% | 11.78% | -105 bps | |
| Equity / Assets | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Liquidity & Funding | ||||||||||
| Loans / Deposits | 87.53% | 94.62% | 95.51% | 85.65% | 87.76% | 85.69% | 84.83% | 88.99% | +334 bps | |
| Liquid Assets / Assets | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
| CRE / Total Capital | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a |