Philadelphia, PA · Cert 58371 · Hyperion Bancshares Inc.
State charter, non-member · FDIC · 2 branches
Q2 2026
Market Position · Philadelphia-Camden-Wilmington, PA-NJ-DE-MD · 2026 SOD (annual) · 0.0% share · #48 of 88 inst. · $0.3B of $685.1B
Return on Assets (quarter, annualized)
Net Interest Margin (quarter, annualized)
Efficiency Ratio (quarter, annualized)
Tier 1 Leverage Ratio
Discrete quarter, annualized.
| Metric | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|---|---|---|
| Earnings | ||||||||||
| Return on Assets | 0.42% | 0.72% | 0.60% | 0.50% | 0.57% | 0.91% | 0.42% | 0.78% | +28 bps | |
| Return on Equity | 4.31% | 7.61% | 6.48% | 5.50% | 6.43% | 10.64% | 5.01% | 8.57% | +307 bps | |
| Net Interest Margin | 3.60% | 3.50% | 3.55% | 3.78% | 3.69% | 3.72% | 3.16% | 3.46% | -32 bps | |
| Efficiency Ratio | 76.52% | 71.74% | 77.94% | 72.31% | 75.89% | 70.31% | 78.72% | 73.05% | +73 bps | |
| Non-Interest Burden | 2.72% | 2.45% | 2.74% | 2.68% | 2.76% | 2.53% | 2.44% | 2.49% | -19 bps | |
| Growth | ||||||||||
| Asset Growth (YoY) | 7.59% | 12.00% | 8.62% | 16.17% | 20.79% | 18.85% | 19.10% | 16.70% | +52 bps | |
| Loan Growth (YoY) | 8.19% | 11.74% | 9.42% | 18.18% | 21.37% | 15.12% | 19.35% | 18.09% | -9 bps | |
| Deposit Growth (YoY) | 12.14% | 1.37% | 8.16% | 1.67% | 3.28% | 41.96% | 22.57% | 27.76% | +2,609 bps | |
| Asset Quality | ||||||||||
| Nonperforming Loans / Loans | 1.11% | 0.88% | 0.92% | 0.77% | 1.33% | 0.90% | 1.14% | 1.33% | +56 bps | |
| Net Charge-Offs / Loans | -0.03% | 0.05% | 0.00% | 0.46% | 0.00% | -0.01% | 0.00% | 0.00% | -47 bps | |
| Allowance / Loans | 0.84% | 0.81% | 0.81% | 0.75% | 0.74% | 0.74% | 0.76% | 0.72% | -3 bps | |
| Allowance Coverage of NPLs | 0.8x | 0.9x | 0.9x | 1.0x | 0.6x | 0.8x | 0.7x | 0.5x | -0.4x | |
| Capital | ||||||||||
| Tier 1 Leverage Ratio | 10.56% | 10.12% | 10.05% | 9.91% | 9.70% | 9.20% | 8.93% | 10.46% | +55 bps | |
| Total Risk-Based Capital | 14.03% | 13.00% | 13.18% | 12.85% | 12.15% | 12.20% | 11.75% | 13.25% | +40 bps | |
| Equity / Assets | 9.72% | 9.12% | 9.31% | 9.01% | 8.64% | 8.40% | 8.46% | 9.72% | +71 bps | |
| Liquidity & Funding | ||||||||||
| Loans / Deposits | 107.02% | 120.76% | 109.14% | 115.28% | 125.76% | 97.93% | 106.27% | 106.56% | -872 bps | |
| Liquid Assets / Assets | 6.69% | 7.22% | 6.09% | 2.31% | 2.27% | 11.16% | 7.02% | 7.10% | +479 bps | |
| CRE / Total Capital | n/a | n/a | n/a | n/a | 436% | 429% | 448% | n/a | n/a | |