Hyperion Bank

Philadelphia, PA · Cert 58371 · Peer group: banks under $1B in assets in the Atlanta-Sandy Springs-Roswell, GA area (n=19-20) · Hyperion Bancshares Inc.

State charter, non-member · FDIC · 2 branches

Q2 2026

$569.9MAssets

$492.1MLoans

$461.8MDeposits

$55.4MEquity

Executive Summary

Strongest standing: net charge-offs / loans outperforms 100% of banks under $1B in assets in the Atlanta-Sandy Springs-Roswell, GA area (rank 7 of 19).
Widest gap: total risk-based capital ratio trails 85% of banks under $1B in assets in the Atlanta-Sandy Springs-Roswell, GA area (rank 17 of 20).
Overall: at or above the peer median on 1 of 9 directional measures.

Return on Assets

0.59%

Rank 17 of 20

Net Interest Margin

3.30%

Rank 16 of 20

Efficiency Ratio

75.81%

Rank 17 of 20

Equity / Assets

9.72%

Rank 14 of 20

Non-interest income vs. expense

Unfavorable gap of $13.3M · efficiency ratio beats 20% of banks under $1B in assets in the Atlanta-Sandy Springs-Roswell, GA area

Metric	Your Bank	Peer 25th	Peer Median	Peer 75th	Standing	Rank
Earnings
Return on Assets	0.59%	1.08%	1.42%	1.85%	Beats 15%	17 / 20
Return on Equity	6.06%	9.57%	13.48%	17.30%	Beats 15%	17 / 20
Net Interest Margin	3.30%	3.38%	3.99%	4.50%	Beats 20%	16 / 20
Efficiency Ratio	75.81%	47.39%	61.42%	73.60%	Beats 20%	17 / 20
Asset Quality
Nonperforming Loans / Loans	1.33%	0.05%	0.79%	1.63%	Beats 37%	13 / 19
Net Charge-Offs / Loans	0.00%	n/a	0.00%	0.03%	Beats 100%	7 / 19
Capital
Tier 1 Capital Ratio	12.36%	13.64%	16.79%	19.57%	Beats 15%	17 / 20
Total Risk-Based Capital Ratio	13.25%	14.77%	17.61%	20.82%	Beats 15%	17 / 20
Equity / Assets	9.72%	9.66%	10.94%	13.62%	Beats 30%	14 / 20
Liquidity & Funding
Loans / Deposits	106.56%	70.35%	84.66%	95.83%	95th pctl	1 / 20
Loans / Assets	86.36%	62.58%	72.89%	77.86%	95th pctl	1 / 20
Brokered Deposits / Deposits	n/a	Not reported for this institution