Mountain Pacific Bank
Everett, WA · Cert 58341 · Peer group: banks under $1B in assets operating in a single state (n=743-746) · Mountain Pacific Bcorp Inc.
State charter, non-member · FDIC · 5 branches
Q2 2026
$896.4MAssets
$743.5MLoans
$709.1MDeposits
$102.7MEquity
Executive Summary
- Strongest standing: return on assets outperforms 75% of banks under $1B in assets operating in a single state (rank 190 of 746).
- Widest gap: nonperforming loans / loans trails 61% of banks under $1B in assets operating in a single state (rank 454 of 743).
- Overall: at or above the peer median on 7 of 9 directional measures.
Return on Assets
1.44%
Rank 190 of 746
Net Interest Margin
4.10%
Rank 207 of 746
Efficiency Ratio
55.68%
Rank 186 of 746
Equity / Assets
11.45%
Rank 285 of 746
Non-interest income vs. expense
Unfavorable gap of $18.3M · efficiency ratio beats 75% of banks under $1B in assets operating in a single state | Metric | Your Bank | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|
| Earnings |
| Return on Assets | 1.44% | 0.72% | 1.06% | 1.45% | Beats 75% | 190 / 746 | | |
| Return on Equity | 12.61% | 6.74% | 10.51% | 13.63% | Beats 68% | 242 / 746 | | |
| Net Interest Margin | 4.10% | 3.17% | 3.68% | 4.16% | Beats 72% | 207 / 746 | | |
| Efficiency Ratio | 55.68% | 55.74% | 64.58% | 75.47% | Beats 75% | 186 / 746 | | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.67% | 0.09% | 0.42% | 1.07% | Beats 39% | 454 / 743 | | |
| Net Charge-Offs / Loans | 0.00% | 0.00% | 0.01% | 0.05% | Beats 75% | 186 / 743 | | |
| Capital |
| Tier 1 Capital Ratio | 13.07% | 11.55% | 13.75% | 17.60% | Beats 42% | 429 / 746 | | |
| Total Risk-Based Capital Ratio | 14.33% | 11.71% | 14.33% | 18.43% | Beats 50% | 373 / 746 | | |
| Equity / Assets | 11.45% | 8.90% | 10.51% | 13.06% | Beats 62% | 285 / 746 | | |
| Liquidity & Funding |
| Loans / Deposits | 104.85% | 61.31% | 78.27% | 90.78% | 94th pctl | 45 / 746 | | |
| Loans / Assets | 82.94% | 53.60% | 66.97% | 76.08% | 91st pctl | 64 / 746 | | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |