Community Bank Delaware
Lewes, DE · Cert 58311 · Peer group: banks under $1B in assets (n=581-629)
State charter, non-member · FDIC · 4 branches
Q2 2026
$443.6MAssets
$363.7MLoans
$373.2MDeposits
$34.1MEquity
Executive Summary
- Strongest standing: net charge-offs / loans outperforms 100% of banks under $1B in assets (rank 158 of 581).
- Widest gap: equity / assets trails 91% of banks under $1B in assets (rank 570 of 629).
- Overall: at or above the peer median on 2 of 9 directional measures.
Return on Assets
0.50%
Rank 506 of 629
Net Interest Margin
2.90%
Rank 505 of 629
Efficiency Ratio
75.70%
Rank 431 of 629
Equity / Assets
7.69%
Rank 570 of 629
Non-interest income vs. expense
Unfavorable gap of $9.1M · efficiency ratio beats 32% of banks under $1B in assets | Metric | Your Bank | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|
| Earnings |
| Return on Assets | 0.50% | 0.60% | 1.01% | 1.45% | Beats 20% | 506 / 629 | | |
| Return on Equity | 6.54% | 5.38% | 9.30% | 13.28% | Beats 30% | 438 / 629 | | |
| Net Interest Margin | 2.90% | 3.03% | 3.54% | 4.05% | Beats 20% | 505 / 629 | | |
| Efficiency Ratio | 75.70% | 58.35% | 67.79% | 79.08% | Beats 32% | 431 / 629 | | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.24% | 0.09% | 0.46% | 1.20% | Beats 61% | 225 / 581 | | |
| Net Charge-Offs / Loans | 0.00% | n/a | 0.01% | 0.06% | Beats 100% | 158 / 581 | | |
| Capital |
| Tier 1 Capital Ratio | 11.88% | 11.24% | 13.84% | 18.77% | Beats 32% | 427 / 629 | | |
| Total Risk-Based Capital Ratio | 12.98% | 11.58% | 14.43% | 19.66% | Beats 38% | 387 / 629 | | |
| Equity / Assets | 7.69% | 9.09% | 10.65% | 13.80% | Beats 9% | 570 / 629 | | |
| Liquidity & Funding |
| Loans / Deposits | 97.45% | 67.24% | 80.90% | 93.48% | 82nd pctl | 107 / 594 | | |
| Loans / Assets | 82.00% | 53.31% | 67.71% | 78.15% | 86th pctl | 88 / 629 | | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |