Ameriprise Bank, FSB
Minneapolis, MN · Cert 58303 · Peer group: banks over $10B in assets (n=142-144) · Ameriprise Financial Inc.
State savings bank · OCC · 2 branches
Q2 2026
$25.5BAssets
$2.6BLoans
$23.9BDeposits
$1.5BEquity
Executive Summary
- Strongest standing: return on equity outperforms 99% of banks over $10B in assets (rank 1 of 144).
- Widest gap: equity / assets trails 99% of banks over $10B in assets (rank 143 of 144).
- Overall: at or above the peer median on 8 of 9 directional measures.
Return on Assets
3.05%
Rank 4 of 144
Net Interest Margin
4.37%
Rank 17 of 144
Efficiency Ratio
10.07%
Rank 2 of 144
Equity / Assets
5.84%
Rank 143 of 144
Non-interest income vs. expense
Unfavorable gap of $96.0M · efficiency ratio beats 99% of banks over $10B in assets | Metric | Your Bank | Peer 25th | Peer Median | Peer 75th | Standing | Rank | Peer Position |
|---|
| Earnings |
| Return on Assets | 3.05% | 1.00% | 1.26% | 1.54% | Beats 97% | 4 / 144 | |
| Return on Equity | 52.17% | 8.98% | 11.34% | 14.40% | Beats 99% | 1 / 144 | |
| Net Interest Margin | 4.37% | 2.82% | 3.31% | 3.68% | Beats 88% | 17 / 144 | |
| Efficiency Ratio | 10.07% | 49.42% | 56.02% | 62.41% | Beats 99% | 2 / 144 | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.18% | 0.48% | 0.73% | 1.07% | Beats 92% | 12 / 142 | |
| Net Charge-Offs / Loans | 0.07% | 0.05% | 0.11% | 0.22% | Beats 66% | 49 / 142 | |
| Capital |
| Tier 1 Capital Ratio | 30.38% | 12.07% | 12.98% | 14.92% | Beats 95% | 7 / 144 | |
| Total Risk-Based Capital Ratio | 30.57% | 13.39% | 14.14% | 16.25% | Beats 95% | 7 / 144 | |
| Equity / Assets | 5.84% | 9.69% | 11.39% | 12.96% | Beats 1% | 143 / 144 | |
| Liquidity & Funding |
| Loans / Deposits | 10.99% | 75.72% | 84.92% | 91.56% | 1st pctl | 141 / 143 | |
| Loans / Assets | 10.32% | 59.83% | 69.07% | 74.80% | 2nd pctl | 141 / 144 | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |