Milestone Bank
Salt Lake City, UT · Cert 58148 · Peer group: banks under $1B in assets (n=581-629)
State charter, non-member · FDIC · 1 branch
Q2 2026
$342.2MAssets
$296.2MLoans
$282.8MDeposits
$53.2MEquity
Executive Summary
- Strongest standing: net interest margin outperforms 99% of banks under $1B in assets (rank 9 of 629).
- Widest gap: net charge-offs / loans trails 99% of banks under $1B in assets (rank 576 of 581).
- Overall: at or above the peer median on 5 of 9 directional measures.
Return on Assets
0.72%
Rank 438 of 629
Net Interest Margin
5.65%
Rank 9 of 629
Efficiency Ratio
59.64%
Rank 174 of 629
Equity / Assets
15.55%
Rank 127 of 629
Non-interest income vs. expense
Unfavorable gap of $9.5M · efficiency ratio beats 72% of banks under $1B in assets | Metric | Your Bank | Peer 25th | Peer Median | Peer 75th | Standing | Rank | Peer Position |
|---|
| Earnings |
| Return on Assets | 0.72% | 0.60% | 1.01% | 1.45% | Beats 30% | 438 / 629 | |
| Return on Equity | 4.65% | 5.38% | 9.30% | 13.28% | Beats 21% | 496 / 629 | |
| Net Interest Margin | 5.65% | 3.03% | 3.54% | 4.05% | Beats 99% | 9 / 629 | |
| Efficiency Ratio | 59.64% | 58.35% | 67.79% | 79.08% | Beats 72% | 174 / 629 | |
| Asset Quality |
| Nonperforming Loans / Loans | 5.32% | 0.09% | 0.46% | 1.20% | Beats 3% | 563 / 581 | |
| Net Charge-Offs / Loans | 1.99% | n/a | 0.01% | 0.06% | Beats 1% | 576 / 581 | |
| Capital |
| Tier 1 Capital Ratio | 15.01% | 11.24% | 13.84% | 18.77% | Beats 60% | 253 / 629 | |
| Total Risk-Based Capital Ratio | 15.01% | 11.58% | 14.43% | 19.66% | Beats 54% | 292 / 629 | |
| Equity / Assets | 15.55% | 9.09% | 10.65% | 13.80% | Beats 80% | 127 / 629 | |
| Liquidity & Funding |
| Loans / Deposits | 104.73% | 67.24% | 80.90% | 93.48% | 92nd pctl | 50 / 594 | |
| Loans / Assets | 86.56% | 53.31% | 67.71% | 78.15% | 95th pctl | 31 / 629 | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |