Sunrise Bank
Orlando, FL · Cert 58029 · Peer group: banks under $1B in assets (n=581-629) · Sunrise Bancshares Inc.
State charter, non-member · FDIC · 4 branches
Q2 2026
$622.9MAssets
$503.8MLoans
$544.2MDeposits
$52.6MEquity
Executive Summary
- Strongest standing: net charge-offs / loans outperforms 100% of banks under $1B in assets (rank 158 of 581).
- Widest gap: total risk-based capital ratio trails 94% of banks under $1B in assets (rank 594 of 629).
- Overall: at or above the peer median on 4 of 9 directional measures.
Return on Assets
0.99%
Rank 325 of 629
Net Interest Margin
3.31%
Rank 391 of 629
Efficiency Ratio
59.76%
Rank 175 of 629
Equity / Assets
8.45%
Rank 529 of 629
Non-interest income vs. expense
Unfavorable gap of $12.1M · efficiency ratio beats 72% of banks under $1B in assets | Metric | Your Bank | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|
| Earnings |
| Return on Assets | 0.99% | 0.60% | 1.01% | 1.45% | Beats 48% | 325 / 629 | | |
| Return on Equity | 11.72% | 5.38% | 9.30% | 13.28% | Beats 65% | 219 / 629 | | |
| Net Interest Margin | 3.31% | 3.03% | 3.54% | 4.05% | Beats 38% | 391 / 629 | | |
| Efficiency Ratio | 59.76% | 58.35% | 67.79% | 79.08% | Beats 72% | 175 / 629 | | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.10% | 0.09% | 0.46% | 1.20% | Beats 73% | 157 / 581 | | |
| Net Charge-Offs / Loans | 0.00% | n/a | 0.01% | 0.06% | Beats 100% | 158 / 581 | | |
| Capital |
| Tier 1 Capital Ratio | 9.50% | 11.24% | 13.84% | 18.77% | Beats 6% | 593 / 629 | | |
| Total Risk-Based Capital Ratio | 9.50% | 11.58% | 14.43% | 19.66% | Beats 6% | 594 / 629 | | |
| Equity / Assets | 8.45% | 9.09% | 10.65% | 13.80% | Beats 16% | 529 / 629 | | |
| Liquidity & Funding |
| Loans / Deposits | 92.58% | 67.24% | 80.90% | 93.48% | 74th pctl | 156 / 594 | | |
| Loans / Assets | 80.87% | 53.31% | 67.71% | 78.15% | 83rd pctl | 107 / 629 | | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |