Bryant Bank
Tuscaloosa, AL · Cert 57997 · Peer group: banks $1B-$10B in assets (n=322-328)
State charter, non-member · FDIC · 18 branches
Q2 2026
$2.9BAssets
$1.3BLoans
$2.3BDeposits
$276.3MEquity
Executive Summary
- Strongest standing: nonperforming loans / loans outperforms 90% of banks $1B-$10B in assets (rank 34 of 322).
- Widest gap: equity / assets trails 70% of banks $1B-$10B in assets (rank 229 of 328).
- Overall: at or above the peer median on 7 of 9 directional measures.
Return on Assets
1.32%
Rank 130 of 328
Net Interest Margin
3.31%
Rank 195 of 328
Efficiency Ratio
54.18%
Rank 112 of 328
Equity / Assets
9.41%
Rank 229 of 328
Non-interest income vs. expense
Unfavorable gap of $47.8M · efficiency ratio beats 66% of banks $1B-$10B in assets | Metric | Your Bank | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|
| Earnings |
| Return on Assets | 1.32% | 0.91% | 1.22% | 1.52% | Beats 60% | 130 / 328 | | |
| Return on Equity | 13.98% | 8.43% | 11.45% | 14.43% | Beats 71% | 96 / 328 | | |
| Net Interest Margin | 3.31% | 3.03% | 3.45% | 3.83% | Beats 41% | 195 / 328 | | |
| Efficiency Ratio | 54.18% | 51.61% | 59.56% | 67.53% | Beats 66% | 112 / 328 | | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.07% | 0.24% | 0.51% | 1.03% | Beats 90% | 34 / 322 | | |
| Net Charge-Offs / Loans | 0.01% | 0.01% | 0.03% | 0.10% | Beats 68% | 104 / 322 | | |
| Capital |
| Tier 1 Capital Ratio | 18.98% | 11.75% | 13.15% | 15.47% | Beats 88% | 38 / 328 | | |
| Total Risk-Based Capital Ratio | 19.93% | 12.63% | 14.15% | 16.46% | Beats 89% | 37 / 328 | | |
| Equity / Assets | 9.41% | 9.15% | 10.33% | 12.01% | Beats 30% | 229 / 328 | | |
| Liquidity & Funding |
| Loans / Deposits | 57.11% | 76.63% | 87.92% | 95.36% | 6th pctl | 304 / 323 | | |
| Loans / Assets | 45.56% | 65.18% | 74.15% | 79.98% | 6th pctl | 307 / 328 | | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |