Servisfirst Bank
Homewood, AL · Cert 57993 · Peer group: banks over $10B in assets (n=142-144) · Servisfirst Bancshares Inc.
State charter, non-member · FDIC · 33 branches
Q2 2026
$18.3BAssets
$14.5BLoans
$14.6BDeposits
$2.0BEquity
Executive Summary
- Strongest standing: efficiency ratio outperforms 93% of banks over $10B in assets (rank 11 of 144).
- Widest gap: total risk-based capital ratio trails 83% of banks over $10B in assets (rank 119 of 144).
- Overall: at or above the peer median on 5 of 9 directional measures.
Return on Assets
1.85%
Rank 19 of 144
Net Interest Margin
3.38%
Rank 66 of 144
Efficiency Ratio
29.56%
Rank 11 of 144
Equity / Assets
10.94%
Rank 83 of 144
Non-interest income vs. expense
Unfavorable gap of $146.6M · efficiency ratio beats 93% of banks over $10B in assets | Metric | Your Bank | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|
| Earnings |
| Return on Assets | 1.85% | 1.00% | 1.26% | 1.54% | Beats 87% | 19 / 144 | | |
| Return on Equity | 16.89% | 8.98% | 11.34% | 14.40% | Beats 83% | 24 / 144 | | |
| Net Interest Margin | 3.38% | 2.82% | 3.31% | 3.68% | Beats 54% | 66 / 144 | | |
| Efficiency Ratio | 29.56% | 49.42% | 56.02% | 62.41% | Beats 93% | 11 / 144 | | |
| Asset Quality |
| Nonperforming Loans / Loans | 1.18% | 0.48% | 0.73% | 1.07% | Beats 21% | 113 / 142 | | |
| Net Charge-Offs / Loans | 0.09% | 0.05% | 0.11% | 0.22% | Beats 59% | 59 / 142 | | |
| Capital |
| Tier 1 Capital Ratio | 12.01% | 12.07% | 12.98% | 14.92% | Beats 21% | 114 / 144 | | |
| Total Risk-Based Capital Ratio | 13.10% | 13.39% | 14.14% | 16.25% | Beats 17% | 119 / 144 | | |
| Equity / Assets | 10.94% | 9.69% | 11.39% | 12.96% | Beats 42% | 83 / 144 | | |
| Liquidity & Funding |
| Loans / Deposits | 99.45% | 75.72% | 84.92% | 91.56% | 90th pctl | 15 / 143 | | |
| Loans / Assets | 79.01% | 59.83% | 69.07% | 74.80% | 88th pctl | 18 / 144 | | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |