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First Resource Bank

Exton, PA · Cert 57967 · Peer group: banks under $1B in assets in the Philadelphia-Camden-Wilmington, PA-NJ-DE-MD area (n=27-31) · First Resource Bcorp Inc.

State charter, non-member · FDIC · 3 branches

Q2 2026

$840.9MAssets
$726.9MLoans
$749.9MDeposits
$69.7MEquity

Executive Summary

  • Strongest standing: return on equity outperforms 84% of banks under $1B in assets in the Philadelphia-Camden-Wilmington, PA-NJ-DE-MD area (rank 5 of 31).
  • Widest gap: total risk-based capital ratio trails 87% of banks under $1B in assets in the Philadelphia-Camden-Wilmington, PA-NJ-DE-MD area (rank 27 of 31).
  • Overall: at or above the peer median on 5 of 9 directional measures.

Return on Assets

1.34%

Rank 13 of 31

Net Interest Margin

3.85%

Rank 7 of 31

Efficiency Ratio

53.17%

Rank 10 of 31

Equity / Assets

8.29%

Rank 25 of 31

Non-interest income vs. expense

$2.0M$17.8MINCOMEEXPENSE
Unfavorable gap of $15.8M · efficiency ratio beats 71% of banks under $1B in assets in the Philadelphia-Camden-Wilmington, PA-NJ-DE-MD area
Bank 53.17%Peer median 63.8%Q3 2024Q2 2026Shaded: peer 25th to 75th percentile
MetricYour BankPeer 25thPeer MedianPeer 75thStandingRank8-Qtr TrendPeer Position
Earnings
Return on Assets1.34%0.63%0.93%2.39%Beats 58%13 / 31
Return on Equity16.12%4.15%7.07%14.29%Beats 84%5 / 31
Net Interest Margin3.85%2.72%3.26%3.84%Beats 77%7 / 31
Efficiency Ratio53.17%49.04%63.83%80.34%Beats 71%10 / 31
Asset Quality
Nonperforming Loans / Loans0.12%0.00%0.24%1.22%Beats 67%10 / 27
Net Charge-Offs / Loans0.00%n/an/a0.01%Beats 41%17 / 27
Capital
Tier 1 Capital Ratio10.94%13.01%19.43%42.39%Beats 13%27 / 31
Total Risk-Based Capital Ratio11.83%13.95%20.55%43.38%Beats 13%27 / 31
Equity / Assets8.29%9.21%12.36%21.28%Beats 19%25 / 31
Liquidity & Funding
Loans / Deposits96.93%52.41%83.15%99.86%68th pctl10 / 31
Loans / Assets86.44%37.80%67.87%79.23%90th pctl3 / 31
Brokered Deposits / Depositsn/aNot reported for this institution