Palm Beach Gardens, FL · Cert 57931 · Anchor Bcorp Inc.
State charter, Fed member · FED · 9 branches
Q2 2026
Market Position · Miami-Fort Lauderdale-West Palm Beach, FL · 2026 SOD (annual) · 0.1% share · #48 of 86 inst. · $0.5B of $348.8B
Return on Assets (quarter, annualized)
Net Interest Margin (quarter, annualized)
Efficiency Ratio (quarter, annualized)
Tier 1 Leverage Ratio
Discrete quarter, annualized.
| Metric | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|---|---|---|
| Earnings | ||||||||||
| Return on Assets | 0.79% | 0.74% | 0.88% | 0.97% | 0.95% | 1.08% | 1.07% | 5.70% | +473 bps | |
| Return on Equity | 7.83% | 7.58% | 9.85% | 11.22% | 11.30% | 13.24% | 12.57% | 67.14% | +5,592 bps | |
| Net Interest Margin | 3.41% | 3.22% | 3.08% | 3.06% | 3.04% | 2.99% | 2.95% | 3.02% | -4 bps | |
| Efficiency Ratio | 65.62% | 61.41% | 61.66% | 55.31% | 56.60% | 58.03% | 57.92% | 27.52% | -2,778 bps | |
| Non-Interest Burden | 2.10% | 1.83% | 1.74% | 1.28% | 1.56% | 1.56% | 1.55% | -4.43% | -570 bps | |
| Growth | ||||||||||
| Asset Growth (YoY) | 28.16% | 41.24% | 42.43% | 40.67% | 36.00% | 26.35% | 21.28% | 59.87% | +1,920 bps | |
| Loan Growth (YoY) | 16.39% | 33.16% | 28.91% | 25.21% | 32.26% | 19.96% | 24.69% | 32.99% | +779 bps | |
| Deposit Growth (YoY) | 40.64% | 51.24% | 60.37% | 48.14% | 48.55% | 32.73% | 20.50% | 69.38% | +2,125 bps | |
| Asset Quality | ||||||||||
| Nonperforming Loans / Loans | 0.55% | 0.29% | 0.27% | 0.26% | 0.25% | 0.15% | 0.15% | 0.15% | -12 bps | |
| Net Charge-Offs / Loans | 0.01% | 0.02% | 0.00% | 0.03% | 0.01% | -0.04% | 0.00% | 0.01% | -2 bps | |
| Allowance / Loans | 0.56% | 0.58% | 0.61% | 0.75% | 0.75% | 0.75% | 0.74% | 0.68% | -7 bps | |
| Allowance Coverage of NPLs | 1.0x | 2.0x | 2.2x | 2.8x | 3.0x | 4.9x | 4.9x | 4.6x | +1.8x | |
| Capital | ||||||||||
| Tier 1 Leverage Ratio | 11.34% | 10.22% | 9.46% | 9.02% | 8.74% | 8.33% | 9.06% | 8.85% | -18 bps | |
| Total Risk-Based Capital | 11.34% | 10.22% | 9.46% | 9.02% | 8.74% | 8.33% | 9.06% | 8.85% | -18 bps | |
| Equity / Assets | 10.12% | 9.39% | 8.53% | 8.72% | 8.12% | 8.23% | 8.80% | 8.25% | -46 bps | |
| Liquidity & Funding | ||||||||||
| Loans / Deposits | 98.31% | 102.39% | 91.18% | 94.95% | 87.53% | 92.53% | 94.36% | 74.55% | -2,040 bps | |
| Liquid Assets / Assets | 18.04% | 14.89% | 15.89% | 12.30% | 14.89% | 15.43% | 9.28% | 10.32% | -199 bps | |
| CRE / Total Capital | n/a | n/a | n/a | n/a | 540% | 542% | 506% | n/a | n/a | |