Dallas, TX · Cert 57901 · One World Holding Inc.
State charter, non-member · FDIC · 4 branches
Q2 2026
Board Package
Performance Trends and Peer Comparison
Quarter: Q2 2026, the quarter ended June 30, 2026, on both parts.
Income statement: year to date as filed, annualized, on both parts.
Balance sheet: as filed at quarter end.
Banks under $1B in assets in the Dallas-Fort Worth-Arlington, TX area (n=28). Each measure ranks only the institutions that reported it, so n varies by measure.
Peer groups below the disclosure floor are suppressed.
Capital
46
Asset Quality
52
Profitability
23
Liquidity
48
Efficiency
18
Growth
No peer data yet
Capital, Asset Quality, Profitability, Efficiency: higher is always a stronger peer standing (▲ better, ▼ worse). Liquidity, Growth: the score reflects closeness to the peer median -- 100 is sitting exactly at the median, falling the same way whether the bank runs above or below it.
Dallas, TX · Cert 57901 · One World Holding Inc.
State charter, non-member · FDIC · 4 branches
Q2 2026
Market Position · Dallas-Fort Worth-Arlington, TX · 2026 SOD (annual) · 0.0% share · #110 of 166 inst. · $0.2B of $732.8B
Return on Assets (YTD, annualized)
Net Interest Margin (YTD, annualized)
Efficiency Ratio (YTD, annualized)
Tier 1 Leverage Ratio
Year to date, annualized, through each quarter.
| Metric | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|---|---|---|
| Earnings | ||||||||||
| Return on Assets | 1.82% | 1.73% | 1.08% | 1.19% | 1.25% | 1.16% | -1.62% | -1.30% | -249 bps | |
| Return on Equity | 11.63% | 11.24% | 7.52% | 8.49% | 8.93% | 8.43% | -12.23% | -9.89% | -1,838 bps | |
| Net Interest Margin | 5.14% | 4.86% | 4.81% | 4.46% | 4.54% | 4.46% | 4.09% | 4.33% | -13 bps | |
| Efficiency Ratio | 56.27% | 57.84% | 64.77% | 64.04% | 63.24% | 66.90% | 76.38% | 69.19% | +516 bps | |
| Non-Interest Burden | 2.53% | 2.51% | 2.94% | 2.67% | 2.66% | 2.81% | 3.00% | 2.74% | +7 bps | |
| Growth | ||||||||||
| Asset Growth (YoY) | 28.08% | 16.97% | 22.85% | 30.03% | 10.30% | 20.49% | 3.50% | 2.18% | -2,785 bps | |
| Loan Growth (YoY) | 29.73% | 40.04% | 28.74% | 24.77% | 21.38% | 11.63% | 7.36% | 8.10% | -1,668 bps | |
| Deposit Growth (YoY) | 32.66% | 19.13% | 26.30% | 35.57% | 12.03% | 17.94% | 5.86% | 4.07% | -3,150 bps | |
| Asset Quality | ||||||||||
| Nonperforming Loans / Loans | 0.00% | 0.18% | 0.14% | 0.11% | 0.10% | 0.10% | 1.48% | 0.00% | -11 bps | |
| Net Charge-Offs / Loans | -0.01% | -0.02% | 0.11% | 0.03% | 0.04% | 0.02% | 4.04% | 4.64% | +461 bps | |
| Allowance / Loans | 1.67% | 1.52% | 1.52% | 1.60% | 1.63% | 1.69% | 1.74% | 1.42% | -18 bps | |
| Allowance Coverage of NPLs | n/a | 8.3x | 10.5x | 14.6x | 15.9x | 16.7x | 1.2x | n/a | n/a | |
| Capital | ||||||||||
| Tier 1 Leverage Ratio | 15.12% | 14.50% | 15.28% | 13.53% | 13.86% | 13.59% | 13.59% | 13.24% | -29 bps | |
| Total Risk-Based Capital | 15.12% | 14.50% | 15.28% | 13.53% | 13.86% | 13.59% | 13.59% | 13.24% | -29 bps | |
| Equity / Assets | 14.46% | 14.73% | 13.96% | 13.46% | 13.91% | 12.96% | 13.54% | 13.08% | -38 bps | |
| Liquidity & Funding | ||||||||||
| Loans / Deposits | 85.91% | 92.58% | 89.36% | 88.03% | 93.08% | 87.62% | 90.63% | 91.44% | +341 bps | |
| Liquid Assets / Assets | 19.98% | 13.18% | 14.36% | 16.48% | 12.04% | 15.45% | 13.87% | 13.50% | -298 bps | |
| CRE / Total Capital | n/a | n/a | n/a | n/a | 516% | 501% | 523% | n/a | n/a | |
Dallas, TX · Cert 57901 · Peer group: banks under $1B in assets in the Dallas-Fort Worth-Arlington, TX area (n=28) · One World Holding Inc.
State charter, non-member · FDIC · 4 branches
Q2 2026
Return on Assets
-1.33%
Rank 27 of 28
Net Interest Margin
4.33%
Rank 10 of 28
Efficiency Ratio
69.19%
Rank 24 of 28
Equity / Assets
13.08%
Rank 8 of 28
| Metric | Your Bank | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|---|---|---|---|---|---|---|---|
| Earnings | ||||||||
| Return on Assets | -1.33% | 1.12% | 1.22% | 1.47% | Beats 4% | 27 / 28 | ||
| Return on Equity | -10.13% | 8.64% | 12.47% | 13.41% | Beats 0% | 28 / 28 | ||
| Net Interest Margin | 4.33% | 3.77% | 4.06% | 4.51% | Beats 64% | 10 / 28 | ||
| Efficiency Ratio | 69.19% | 57.39% | 61.94% | 66.78% | Beats 18% | 24 / 28 | ||
| Asset Quality | ||||||||
| Nonperforming Loans / Loans | 0.00% | n/a | 0.28% | 1.06% | Beats 100% | 9 / 28 | ||
| Net Charge-Offs / Loans | 2.36% | 0.00% | 0.01% | 0.20% | Beats 4% | 28 / 28 | ||
| Capital | ||||||||
| Tier 1 Capital Ratio | 13.24% | 12.55% | 13.77% | 17.51% | Beats 39% | 17 / 28 | ||
| Total Risk-Based Capital Ratio | 13.24% | 12.59% | 14.62% | 18.18% | Beats 29% | 20 / 28 | ||
| Equity / Assets | 13.08% | 9.58% | 11.17% | 13.58% | Beats 71% | 8 / 28 | ||
| Liquidity & Funding | ||||||||
| Loans / Deposits | 91.44% | 66.90% | 84.79% | 89.14% | 79th pctl | 6 / 28 | ||
| Loans / Assets | 77.23% | 57.58% | 73.59% | 77.32% | 71st pctl | 8 / 28 | ||
| Brokered Deposits / Deposits | n/a | Not reported for this institution | ||||||