Truxton Trust Company
Nashville, TN · Cert 57825 · Peer group: banks $1B-$10B in assets (n=322-328) · Truxton Corp.
State charter, Fed member · FED · 1 branch
Q2 2026
$1.4BAssets
$803.7MLoans
$1.1BDeposits
$120.8MEquity
Executive Summary
- Strongest standing: return on equity outperforms 95% of banks $1B-$10B in assets (rank 15 of 328).
- Widest gap: equity / assets trails 80% of banks $1B-$10B in assets (rank 263 of 328).
- Overall: at or above the peer median on 7 of 9 directional measures.
Return on Assets
2.00%
Rank 22 of 328
Net Interest Margin
3.01%
Rank 249 of 328
Efficiency Ratio
49.39%
Rank 64 of 328
Equity / Assets
8.85%
Rank 263 of 328
Non-interest income vs. expense
Unfavorable gap of $7.4M · efficiency ratio beats 81% of banks $1B-$10B in assets | Metric | Your Bank | Peer 25th | Peer Median | Peer 75th | Standing | Rank | Peer Position |
|---|
| Earnings |
| Return on Assets | 2.00% | 0.91% | 1.22% | 1.52% | Beats 93% | 22 / 328 | |
| Return on Equity | 22.65% | 8.43% | 11.45% | 14.43% | Beats 95% | 15 / 328 | |
| Net Interest Margin | 3.01% | 3.03% | 3.45% | 3.83% | Beats 24% | 249 / 328 | |
| Efficiency Ratio | 49.39% | 51.61% | 59.56% | 67.53% | Beats 81% | 64 / 328 | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.02% | 0.24% | 0.51% | 1.03% | Beats 94% | 21 / 322 | |
| Net Charge-Offs / Loans | 0.00% | 0.01% | 0.03% | 0.10% | Beats 92% | 28 / 322 | |
| Capital |
| Tier 1 Capital Ratio | 14.02% | 11.75% | 13.15% | 15.47% | Beats 62% | 124 / 328 | |
| Total Risk-Based Capital Ratio | 14.92% | 12.63% | 14.15% | 16.46% | Beats 61% | 128 / 328 | |
| Equity / Assets | 8.85% | 9.15% | 10.33% | 12.01% | Beats 20% | 263 / 328 | |
| Liquidity & Funding |
| Loans / Deposits | 71.36% | 76.63% | 87.92% | 95.36% | 18th pctl | 266 / 323 | |
| Loans / Assets | 58.84% | 65.18% | 74.15% | 79.98% | 16th pctl | 275 / 328 | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |