Nashville, TN · Cert 57825 · Truxton Corp.
State charter, Fed member · FED · 1 branch
Q2 2026
Board Package
Performance Trends and Peer Comparison
Quarter: Q2 2026, the quarter ended June 30, 2026, on both parts.
Income statement: year to date as filed, annualized, on both parts.
Balance sheet: as filed at quarter end.
Banks $1B-$10B in assets (n=322 to 328). Each measure ranks only the institutions that reported it, so n varies by measure.
Peer groups below the disclosure floor are suppressed.
Capital
48
Asset Quality
93
Profitability
71
Liquidity
29
Efficiency
81
Growth
No peer data yet
Capital, Asset Quality, Profitability, Efficiency: higher is always a stronger peer standing (▲ better, ▼ worse). Liquidity, Growth: the score reflects closeness to the peer median -- 100 is sitting exactly at the median, falling the same way whether the bank runs above or below it.
Nashville, TN · Cert 57825 · Truxton Corp.
State charter, Fed member · FED · 1 branch
Q2 2026
Market Position · Nashville-Davidson--Murfreesboro--Franklin, TN · 2026 SOD (annual) · 1.0% share · #16 of 62 inst. · $1.1B of $107.8B
Return on Assets (YTD, annualized)
Net Interest Margin (YTD, annualized)
Efficiency Ratio (YTD, annualized)
Tier 1 Leverage Ratio
Year to date, annualized, through each quarter.
| Metric | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|---|---|---|
| Earnings | ||||||||||
| Return on Assets | 1.86% | 1.91% | 1.82% | 1.82% | 1.82% | 1.76% | 1.95% | 1.98% | +16 bps | |
| Return on Equity | 19.78% | 20.10% | 19.96% | 20.65% | 20.96% | 20.63% | 23.72% | 23.45% | +280 bps | |
| Net Interest Margin | 2.57% | 2.68% | 2.84% | 2.62% | 2.55% | 2.55% | 3.01% | 3.01% | +39 bps | |
| Efficiency Ratio | 51.78% | 50.85% | 51.05% | 51.69% | 51.24% | 50.53% | 49.77% | 49.39% | -230 bps | |
| Non-Interest Burden | 0.32% | 0.31% | 0.32% | 0.37% | 0.39% | 0.40% | 0.59% | 0.54% | +16 bps | |
| Growth | ||||||||||
| Asset Growth (YoY) | 9.10% | 3.77% | 19.70% | 26.63% | 27.07% | 42.98% | 15.00% | 9.73% | -1,690 bps | |
| Loan Growth (YoY) | 3.57% | 1.85% | 6.38% | 6.75% | 8.44% | 21.43% | 15.11% | 16.12% | +937 bps | |
| Deposit Growth (YoY) | 13.29% | 9.25% | 19.40% | 23.49% | 29.25% | 43.28% | 15.28% | 7.26% | -1,623 bps | |
| Asset Quality | ||||||||||
| Nonperforming Loans / Loans | 0.00% | 0.00% | 0.00% | 0.00% | 0.02% | 0.01% | 0.01% | 0.02% | +2 bps | |
| Net Charge-Offs / Loans | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
| Allowance / Loans | 0.96% | 0.96% | 0.96% | 0.97% | 0.98% | 0.91% | 0.91% | 0.92% | -5 bps | |
| Allowance Coverage of NPLs | 3179.0x | 584.8x | n/a | n/a | 64.5x | 71.3x | 61.4x | 52.4x | n/a | |
| Capital | ||||||||||
| Tier 1 Leverage Ratio | 10.46% | 10.63% | 10.46% | 9.36% | 8.90% | 8.77% | 8.85% | 9.27% | -9 bps | |
| Total Risk-Based Capital | 16.11% | 15.83% | 14.73% | 14.53% | 14.24% | 13.81% | 14.58% | 14.92% | +40 bps | |
| Equity / Assets | 9.63% | 9.95% | 8.45% | 8.30% | 8.26% | 8.00% | 8.47% | 8.85% | +54 bps | |
| Liquidity & Funding | ||||||||||
| Loans / Deposits | 74.14% | 77.32% | 68.22% | 65.92% | 62.20% | 65.52% | 68.12% | 71.36% | +544 bps | |
| Liquid Assets / Assets | 2.29% | 1.28% | 1.13% | 0.73% | 1.00% | 3.13% | 1.42% | 0.81% | +8 bps | |
| CRE / Total Capital | n/a | n/a | n/a | n/a | 288% | 321% | 308% | n/a | n/a | |
Nashville, TN · Cert 57825 · Peer group: banks $1B-$10B in assets (n=322-328) · Truxton Corp.
State charter, Fed member · FED · 1 branch
Q2 2026
Return on Assets
2.00%
Rank 22 of 328
Net Interest Margin
3.01%
Rank 249 of 328
Efficiency Ratio
49.39%
Rank 64 of 328
Equity / Assets
8.85%
Rank 263 of 328
| Metric | Your Bank | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|---|---|---|---|---|---|---|---|
| Earnings | ||||||||
| Return on Assets | 2.00% | 0.91% | 1.22% | 1.52% | Beats 93% | 22 / 328 | ||
| Return on Equity | 22.65% | 8.43% | 11.45% | 14.43% | Beats 95% | 15 / 328 | ||
| Net Interest Margin | 3.01% | 3.03% | 3.45% | 3.83% | Beats 24% | 249 / 328 | ||
| Efficiency Ratio | 49.39% | 51.61% | 59.56% | 67.53% | Beats 81% | 64 / 328 | ||
| Asset Quality | ||||||||
| Nonperforming Loans / Loans | 0.02% | 0.24% | 0.51% | 1.03% | Beats 94% | 21 / 322 | ||
| Net Charge-Offs / Loans | 0.00% | 0.01% | 0.03% | 0.10% | Beats 92% | 28 / 322 | ||
| Capital | ||||||||
| Tier 1 Capital Ratio | 14.02% | 11.75% | 13.15% | 15.47% | Beats 62% | 124 / 328 | ||
| Total Risk-Based Capital Ratio | 14.92% | 12.63% | 14.15% | 16.46% | Beats 61% | 128 / 328 | ||
| Equity / Assets | 8.85% | 9.15% | 10.33% | 12.01% | Beats 20% | 263 / 328 | ||
| Liquidity & Funding | ||||||||
| Loans / Deposits | 71.36% | 76.63% | 87.92% | 95.36% | 18th pctl | 266 / 323 | ||
| Loans / Assets | 58.84% | 65.18% | 74.15% | 79.98% | 16th pctl | 275 / 328 | ||
| Brokered Deposits / Deposits | n/a | Not reported for this institution | ||||||