Ally Bank
Sandy, UT · Cert 57803 · Peer group: banks over $10B in assets (n=142-144) · Ally Financial Inc.
State charter, Fed member · FED · 1 branch
Q2 2026
$188.2BAssets
$143.9BLoans
$156.6BDeposits
$15.5BEquity
Executive Summary
- Strongest standing: efficiency ratio outperforms 78% of banks over $10B in assets (rank 33 of 144).
- Widest gap: net charge-offs / loans trails 92% of banks over $10B in assets (rank 131 of 142).
- Overall: at or above the peer median on 3 of 9 directional measures.
Return on Assets
1.19%
Rank 86 of 144
Net Interest Margin
3.72%
Rank 33 of 144
Efficiency Ratio
48.96%
Rank 33 of 144
Equity / Assets
8.26%
Rank 127 of 144
Non-interest income vs. expense
Unfavorable gap of $2.3B · efficiency ratio beats 78% of banks over $10B in assets | Metric | Your Bank | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|
| Earnings |
| Return on Assets | 1.19% | 1.00% | 1.26% | 1.54% | Beats 40% | 86 / 144 | | |
| Return on Equity | 14.40% | 8.98% | 11.34% | 14.40% | Beats 75% | 36 / 144 | | |
| Net Interest Margin | 3.72% | 2.82% | 3.31% | 3.68% | Beats 77% | 33 / 144 | | |
| Efficiency Ratio | 48.96% | 49.42% | 56.02% | 62.41% | Beats 78% | 33 / 144 | | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.85% | 0.48% | 0.73% | 1.07% | Beats 41% | 85 / 142 | | |
| Net Charge-Offs / Loans | 0.94% | 0.05% | 0.11% | 0.22% | Beats 8% | 131 / 142 | | |
| Capital |
| Tier 1 Capital Ratio | 12.30% | 12.07% | 12.98% | 14.92% | Beats 35% | 94 / 144 | | |
| Total Risk-Based Capital Ratio | 13.57% | 13.39% | 14.14% | 16.25% | Beats 31% | 99 / 144 | | |
| Equity / Assets | 8.26% | 9.69% | 11.39% | 12.96% | Beats 12% | 127 / 144 | | |
| Liquidity & Funding |
| Loans / Deposits | 91.87% | 75.72% | 84.92% | 91.56% | 76th pctl | 35 / 143 | | |
| Loans / Assets | 76.46% | 59.83% | 69.07% | 74.80% | 78th pctl | 31 / 144 | | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |