First Southwest Bank
Durango, CO · Cert 57741 · Peer group: banks under $1B in assets (n=581-629) · First Southwest Bcorp Inc.
State charter, non-member · FDIC · 6 branches
Q2 2026
$657.5MAssets
$341.9MLoans
$491.7MDeposits
$87.2MEquity
Executive Summary
- Strongest standing: tier 1 capital ratio outperforms 85% of banks under $1B in assets (rank 96 of 629).
- Widest gap: return on equity trails 80% of banks under $1B in assets (rank 502 of 629).
- Overall: at or above the peer median on 4 of 9 directional measures.
Return on Assets
0.60%
Rank 477 of 629
Net Interest Margin
3.23%
Rank 417 of 629
Efficiency Ratio
79.89%
Rank 482 of 629
Equity / Assets
13.27%
Rank 179 of 629
Non-interest income vs. expense
Unfavorable gap of $16.1M · efficiency ratio beats 24% of banks under $1B in assets | Metric | Your Bank | Peer 25th | Peer Median | Peer 75th | Standing | Rank | Peer Position |
|---|
| Earnings |
| Return on Assets | 0.60% | 0.60% | 1.01% | 1.45% | Beats 24% | 477 / 629 | |
| Return on Equity | 4.49% | 5.38% | 9.30% | 13.28% | Beats 20% | 502 / 629 | |
| Net Interest Margin | 3.23% | 3.03% | 3.54% | 4.05% | Beats 34% | 417 / 629 | |
| Efficiency Ratio | 79.89% | 58.35% | 67.79% | 79.08% | Beats 24% | 482 / 629 | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.04% | 0.09% | 0.46% | 1.20% | Beats 81% | 111 / 581 | |
| Net Charge-Offs / Loans | 0.05% | n/a | 0.01% | 0.06% | Beats 28% | 418 / 581 | |
| Capital |
| Tier 1 Capital Ratio | 26.56% | 11.24% | 13.84% | 18.77% | Beats 85% | 96 / 629 | |
| Total Risk-Based Capital Ratio | 27.81% | 11.58% | 14.43% | 19.66% | Beats 85% | 96 / 629 | |
| Equity / Assets | 13.27% | 9.09% | 10.65% | 13.80% | Beats 72% | 179 / 629 | |
| Liquidity & Funding |
| Loans / Deposits | 69.54% | 67.24% | 80.90% | 93.48% | 30th pctl | 417 / 594 | |
| Loans / Assets | 52.00% | 53.31% | 67.71% | 78.15% | 24th pctl | 481 / 629 | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |