Greene County Commercial Bank
Catskill, NY · Cert 57710 · Peer group: banks $1B-$10B in assets (n=323-328) · Greene County Bcorp MHC
State charter, non-member · FDIC · 1 affiliate bank · 1 branch (21 in holding)
Q2 2026
$1.3BAssets
$0KLoans
$1.2BDeposits
$125.7MEquity
Executive Summary
- Strongest standing: efficiency ratio outperforms 100% of banks $1B-$10B in assets (rank 2 of 328).
- Widest gap: net interest margin trails 99% of banks $1B-$10B in assets (rank 326 of 328).
- Overall: at or above the peer median on 5 of 7 directional measures.
Return on Assets
1.40%
Rank 108 of 328
Net Interest Margin
1.57%
Rank 326 of 328
Efficiency Ratio
10.91%
Rank 2 of 328
Equity / Assets
9.52%
Rank 216 of 328
Non-interest income vs. expense
Unfavorable gap of $2.3M · efficiency ratio beats 100% of banks $1B-$10B in assets | Metric | Your Bank | Peer 25th | Peer Median | Peer 75th | Standing | Rank | Peer Position |
|---|
| Earnings |
| Return on Assets | 1.40% | 0.91% | 1.22% | 1.52% | Beats 67% | 108 / 328 | |
| Return on Equity | 14.68% | 8.43% | 11.45% | 14.43% | Beats 79% | 70 / 328 | |
| Net Interest Margin | 1.57% | 3.03% | 3.45% | 3.83% | Beats 1% | 326 / 328 | |
| Efficiency Ratio | 10.91% | 51.61% | 59.56% | 67.53% | Beats 100% | 2 / 328 | |
| Asset Quality |
| Nonperforming Loans / Loans | n/a | Not reported for this institution |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 51.28% | 11.75% | 13.15% | 15.47% | Beats 97% | 10 / 328 | |
| Total Risk-Based Capital Ratio | 51.28% | 12.63% | 14.15% | 16.46% | Beats 97% | 10 / 328 | |
| Equity / Assets | 9.52% | 9.15% | 10.33% | 12.01% | Beats 34% | 216 / 328 | |
| Liquidity & Funding |
| Loans / Deposits | 0.00% | 76.63% | 87.92% | 95.36% | 0th pctl | 323 / 323 | |
| Loans / Assets | 0.00% | 65.18% | 74.15% | 79.98% | 0th pctl | 323 / 328 | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |