UBS Bank USA, National Association
Salt Lake City, UT · Cert 57565 · Peer group: banks over $10B in assets (n=142-144) · UBS Group Ag
National charter · OCC · 1 branch
Q2 2026
$124.4BAssets
$93.1BLoans
$109.3BDeposits
$9.4BEquity
Executive Summary
- Strongest standing: efficiency ratio outperforms 96% of banks over $10B in assets (rank 7 of 144).
- Widest gap: net interest margin trails 94% of banks over $10B in assets (rank 135 of 144).
- Overall: at or above the peer median on 6 of 9 directional measures.
Return on Assets
1.07%
Rank 97 of 144
Net Interest Margin
1.92%
Rank 135 of 144
Efficiency Ratio
26.34%
Rank 7 of 144
Equity / Assets
7.56%
Rank 133 of 144
Non-interest income vs. expense
Unfavorable gap of $546.7M · efficiency ratio beats 96% of banks over $10B in assets | Metric | Your Bank | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|
| Earnings |
| Return on Assets | 1.07% | 1.00% | 1.26% | 1.54% | Beats 33% | 97 / 144 | | |
| Return on Equity | 14.17% | 8.98% | 11.34% | 14.40% | Beats 74% | 37 / 144 | | |
| Net Interest Margin | 1.92% | 2.82% | 3.31% | 3.68% | Beats 6% | 135 / 144 | | |
| Efficiency Ratio | 26.34% | 49.42% | 56.02% | 62.41% | Beats 96% | 7 / 144 | | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.12% | 0.48% | 0.73% | 1.07% | Beats 95% | 8 / 142 | | |
| Net Charge-Offs / Loans | 0.00% | 0.05% | 0.11% | 0.22% | Beats 95% | 8 / 142 | | |
| Capital |
| Tier 1 Capital Ratio | 26.74% | 12.07% | 12.98% | 14.92% | Beats 94% | 9 / 144 | | |
| Total Risk-Based Capital Ratio | 27.05% | 13.39% | 14.14% | 16.25% | Beats 94% | 9 / 144 | | |
| Equity / Assets | 7.56% | 9.69% | 11.39% | 12.96% | Beats 8% | 133 / 144 | | |
| Liquidity & Funding |
| Loans / Deposits | 85.11% | 75.72% | 84.92% | 91.56% | 50th pctl | 71 / 143 | | |
| Loans / Assets | 74.78% | 59.83% | 69.07% | 74.80% | 74th pctl | 37 / 144 | | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |