Toyota Financial Savings Bank
Henderson, NV · Cert 57542 · Peer group: banks over $10B in assets (n=142-144)
State charter, non-member · FDIC · 1 branch
Q2 2026
$16.8BAssets
$9.3BLoans
$14.3BDeposits
$1.7BEquity
Executive Summary
- Strongest standing: nonperforming loans / loans outperforms 92% of banks over $10B in assets (rank 13 of 142).
- Widest gap: net interest margin trails 99% of banks over $10B in assets (rank 143 of 144).
- Overall: at or above the peer median on 4 of 9 directional measures.
Return on Assets
0.38%
Rank 139 of 144
Net Interest Margin
0.80%
Rank 143 of 144
Efficiency Ratio
80.31%
Rank 139 of 144
Equity / Assets
10.21%
Rank 94 of 144
Non-interest income vs. expense
Favorable gap of $26.4M · efficiency ratio beats 4% of banks over $10B in assets | Metric | Your Bank | Peer 25th | Peer Median | Peer 75th | Standing | Rank | Peer Position |
|---|
| Earnings |
| Return on Assets | 0.38% | 1.00% | 1.26% | 1.54% | Beats 3% | 139 / 144 | |
| Return on Equity | 3.69% | 8.98% | 11.34% | 14.40% | Beats 4% | 138 / 144 | |
| Net Interest Margin | 0.80% | 2.82% | 3.31% | 3.68% | Beats 1% | 143 / 144 | |
| Efficiency Ratio | 80.31% | 49.42% | 56.02% | 62.41% | Beats 4% | 139 / 144 | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.20% | 0.48% | 0.73% | 1.07% | Beats 92% | 13 / 142 | |
| Net Charge-Offs / Loans | 0.10% | 0.05% | 0.11% | 0.22% | Beats 56% | 64 / 142 | |
| Capital |
| Tier 1 Capital Ratio | 14.40% | 12.07% | 12.98% | 14.92% | Beats 68% | 46 / 144 | |
| Total Risk-Based Capital Ratio | 15.26% | 13.39% | 14.14% | 16.25% | Beats 66% | 49 / 144 | |
| Equity / Assets | 10.21% | 9.69% | 11.39% | 12.96% | Beats 35% | 94 / 144 | |
| Liquidity & Funding |
| Loans / Deposits | 64.97% | 75.72% | 84.92% | 91.56% | 13th pctl | 125 / 143 | |
| Loans / Assets | 55.27% | 59.83% | 69.07% | 74.80% | 15th pctl | 122 / 144 | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |